Published On: October 6, 2026
Updated On: October 6, 2026
Insurance Producer Disqualification Criteria: A State Department of Insurance Directory
Producer license eligibility may be affected by criminal conviction, regulatory action, or other disqualifying issues.
This 50-state directory gives compliance managers and licensing administrators a practical starting point for reviewing potential eligibility restrictions and contacting the appropriate department of insurance.
By identifying possible eligibility concerns early, organizations can make better-informed onboarding decisions and avoid preventable licensing delays.
Which Federal Disqualification Criteria Affect License Eligibility?
Under the McCarran-Ferguson Act, 15 U.S.C. § 1012, insurance producer licenses are issued and regulated by individual states. The federal government does not maintain a universal list of offenses that automatically disqualify an applicant from receiving a state insurance license.
However, federal law can prohibit someone from working in the insurance business, even if that person otherwise qualifies for a state license.
Felony Convictions Involving Dishonesty or Breach of Trust
Under 18 U.S.C. § 1033(e), an individual may not willfully engage or participate in an insurance business affecting interstate commerce if the individual has been convicted of:
- A criminal felony involving dishonesty
- A criminal felony involving a breach of trust
- Any federal offense under 18 U.S.C. § 1033
Depending on the elements and circumstances, regulators may treat fraud, theft, forgery, embezzlement, false statements, perjury, bribery, or the misuse of property held in a position of trust as disqualifying offenses.
An arrest, criminal charge, or indictment alone does not trigger the federal prohibition because Section 1033 requires a conviction. Likewise, not every felony creates federal disqualification. A felony that does not involve dishonesty or breach of trust generally falls outside Section 1033, although it may still affect eligibility under state law.
Convictions for Federal Insurance Offenses
A conviction for an offense under 18 U.S.C. § 1033 can also trigger the participation restriction under Section 1033(e). These federal insurance offenses include:
- Knowingly making materially false statements in financial documents presented to an insurance regulator.
- Willfully and materially overvaluing property or securities to influence a regulator.
- Embezzling, stealing, or misappropriating premiums, money, credits, or other property connected to an insurance business.
- Knowingly making false entries about an insurer’s financial condition or solvency with intent to deceive.
- Using threats or force to corruptly influence or obstruct an insurance regulatory proceeding.
The “any offense under this section” category is not expressly limited to felonies.
Obtaining a Section 1033 Written Consent Waiver
A prohibited individual may participate in the insurance business after obtaining written consent from an insurance regulatory official. The consent must specifically refer to Section 1033(e). This approval is commonly called a 1033 written consent waiver.
The individual must complete the regulator’s Section 1033 written consent process and satisfy all applicable state licensing requirements. Written consent removes the federal participation restriction, but it does not guarantee that the state will issue a license.
Penalties for Violating the Federal Restriction
A prohibited individual who willfully participates in the business of insurance without written consent may face a fine and up to five years in prison. An insurance professional who willfully permits that participation may face the same criminal penalty.
In addition, 18 U.S.C. § 1034 authorizes:
- Civil penalties of up to $50,000 per violation or the compensation received or offered for the prohibited conduct, whichever is greater.
- Federal court orders stopping prohibited conduct.
- Other available criminal, civil, or administrative remedies.
Federal compliance does not replace state review. States may deny, restrict, suspend, or revoke licenses for a wider range of criminal, financial, or professional conduct. Applicants with criminal histories should therefore review both Section 1033 and the licensing laws of the relevant state.
What to Do When a Producer Has a Disqualifying History
If a producer has a criminal conviction, regulatory action, or other potentially disqualifying history, the insurance company should pause onboarding and determine if the candidate can legally work in the proposed role.
Not every disclosed incident requires automatic rejection. Except where federal law creates a clear prohibition, the state insurance department generally makes the final licensing decision.
1. Verify the Candidate’s History
First, request enough documentation to understand the incident and its outcome. Relevant records may include:
- The charging document and final court disposition
- Sentencing and probation records
- Evidence that all requirements were completed
- Regulatory or administrative orders
- An existing Section 1033 written consent
- A written explanation from the candidate
Verify the candidate’s license status and reported regulatory actions through the NIPR Producer Database. If information conflicts with the candidate’s disclosure, give the candidate an opportunity to explain or correct the record.
2. Determine If a Federal Prohibition Applies
A candidate convicted of a felony involving dishonesty or breach of trust generally cannot participate in the insurance business without written regulatory consent.
If Section 1033 applies, the company should not permit the individual to participate in the business of insurance in a manner prohibited by the statute while the required written consent is pending.
Moving the person into an unlicensed position may not resolve the problem because the federal restriction covers many activities performed by an insurer’s officers, agents, employees, and other representatives.
3. Direct the Candidate to the State DOI
The company can ask the candidate to obtain case-specific guidance regarding the applicable licensing and consent requirements from the appropriate state insurance department. If Section 1033 applies, the candidate may need to apply for written consent, commonly called a 1033 consent waiver.
The company may support that request by providing:
- A description of the proposed position
- The candidate’s expected responsibilities
- The supervision the company will provide
- Restrictions on access to premiums or customer funds
- Other controls designed to reduce compliance risk
Written consent does not guarantee that the candidate will receive an insurance license. The candidate must still satisfy the state’s licensing requirements and the company’s appointment standards.
4. Make an Individualized Hiring Decision
If no absolute legal prohibition applies, the company should consider the nature of the offense, how long ago it occurred, its relationship to the position, the candidate’s subsequent conduct, rehabilitation, and if the candidate disclosed it honestly.
For employment decisions, the EEOC advises employers to ensure criminal-history restrictions are job-related and consistent with business necessity. Companies should avoid treating an arrest as proof that the candidate committed an offense.
If the company obtains the information from a third-party background-screening provider, it must follow the Fair Credit Reporting Act. This includes providing required notices before and after taking adverse employment action. The FTC outlines these employer requirements.
50-State Insurance Department Contact Information Directory
The following directory is provided as a reference for contacting the appropriate insurance regulator. Because licensing requirements and regulatory contacts can change, always confirm current information with the state’s official website before applying or relying on a contact listed below.
How to Read This Directory
This directory lists insurance department and producer licensing contact information for all 50 states and the District of Columbia. Entries appear alphabetically so you can quickly find the jurisdiction where a producer holds or plans to obtain a license.
Each entry may include:
- Insurance Department: The state agency responsible for regulating insurance.
- Physical and mailing addresses: Where to visit the department or send required documents.
- General contact information: The department’s main phone number, email address, fax number, and website.
- Commissioner’s Office: Contact information for the insurance commissioner or senior regulatory office, when publicly available.
- Licensing Division: The office that handles producer applications, renewals, criminal-history disclosures, background checks, and licensing questions.
Contact information and licensing requirements can change. Follow the linked department website to verify current details.
Alabama
| Alabama Department of Insurance | |||
|
Insurance Department
|
Physical Address: 201 Monroe Street Suite 502 Montgomery, AL 36104 |
Mailing Address: P.O. Box 303351 Montgomery, AL 36130-3351
|
Phone: 334-269-3550 Email: Insdept@insurance.alabama.gov Website: https://aldoi.gov/ |
|
Licensing Division
|
Phone: 334-241-4126 Fax: 334-240-3282 |
||
Alaska
|
Alaska Department of Commerce, Community, and Economic Development Division of Insurance |
||
| Anchorage Office (Main) | Robert B. Atwood Building 550 W. 7th Ave., Ste 1560 Anchorage, AK 99501-3567 |
Phone: 907-269-7900 Fax: 907-269-7910 |
| Juneau Office Physical Address | 333 Willoughby Ave., 9th Fl. Juneau, AK 99801-1770 |
Phone: 907-465-2515 Fax: 907-465-3422 |
|
Juneau Mailing Address
|
P.O. Box 110805 Juneau, AK 99811-0805 |
Email: insurance@alaska.gov Website: https://www.commerce.alaska.gov/ |
|
Licensing Division
|
Phone: 907-269-7900 Fax: 907-465-2816 |
|
Arizona
| Arizona Department of Insurance and Financial Institutions (DIFI) | ||
|
Insurance Department
|
100 North 15th Avenue Suite 261 Phoenix, AZ 85007-2630
|
Phone: 602-364-3100 Email: insurance.consumers@difi.az.gov Website: https://difi.az.gov/ |
|
Licensing Division
|
Phone: 602-364-3100 |
|
Arkansas
| Arkansas Insurance Department | ||
|
Insurance Department
|
1 Commerce Way Little Rock, AR 72202
|
Phone: 501-371-2600 Fax: 501-371-2618 Email: insurance.consumers@arkansas.gov Website: https://insurance.arkansas.gov/ |
|
Licensing Division
|
Phone: 501-371-2750 Fax: 501-683-2604 Toll free: 800-282-9134 |
|
California
| California Department of Insurance | ||
|
Los Angeles Office
|
300 South Spring Street, 14th Floor Los Angeles, CA 90013 |
Phone: 213-346-6464
|
|
Sacramento Office
|
300 Capitol Mall, 17th Floor Sacramento, CA 95814 |
Phone: 916-492-3500
|
|
Oakland Office
|
1901 Harrison Street, 6th Floor Oakland, CA 94612 |
Phone: 415-538-4500 Consumer Toll Free: 800-927-4357 (HELP), 800-482-4833 (TTY) Website: https://www.insurance.ca.gov/ Email: Contact the Commissioner
|
|
Licensing Division
|
Phone: 800-967-9331 Fax: 916-327-6907 Email: cdilicensing@insurance.ca.gov | |
Colorado
| Colorado Division of Insurance | ||
| Insurance Department | 1560 Broadway, Suite 850 Denver, CO 80202 | Phone: 303-894-7499 Toll Free: 800-930-3745Email: dora_insurance@state.co.usWebsite: https://doi.colorado.gov/ |
Connecticut
| Connecticut Insurance Department | |||
|
Insurance Department
|
Physical Address: 280 Trumbull Street, 7th Floor Hartford, CT 06103 |
Mailing Address: PO Box 816, Hartford, CT 06142-0816 |
Phone: 860-297-3800 Toll Free: 800-203-3447Email: insurance@ct.govWebsite: https://portal.ct.gov/cid?language=en_US |
|
Licensing Division
|
Phone: 860-297-3845 Fax: 860-297-3978 Email: cid.licensing@ct.gov | ||
Delaware
| Delaware Department of Insurance | ||
|
Insurance Department
|
1351 West North Street Suite 101 Dover, DE 19904 |
Phone: 800-282-8611 toll-free in Delaware/ or 302-674-7300 Email: consumer@delaware.gov Website: https://insurance.delaware.gov/
|
| Office of the Insurance Commissioner | ||
|
Trinidad Navarro Dover Office
|
1351 West North Street Suite 101 Dover, DE 19904 |
Phone: 302-674-7305 Email: Insurance.Commissioner@delaware.gov
|
|
Wilmington Office
|
503 Carr Road Suite 303 Wilmington, DE 19809 | |
|
Georgetown Office
|
28 The Circle Suite 1 Georgetown, DE 19947 | |
|
Licensing Division
|
Phone: 302-674-7390 Email: licensing@delaware.gov
|
|
Florida
| Florida Department of Financial Services | ||
| Insurance Department |
200 E Gaines St. Room 101A The Larson Building Tallahassee, FL 32399-0319 |
Phone: 850-413-3140 Fax: 850-413-3291 Website: https://floir.gov/ |
| Office of the Insurance Commissioner | Michael Yaworsky |
Phone: 850-413-3140 |
|
Licensing Division (Division of Insurance Agent and Agency Services) |
200 E Gaines St. Room 101A The Larson Building Tallahassee, FL 32399-0318 |
Phone: 850-413-3137 (All questions must be emailed) |
Georgia
| The Georgia Office of the Commissioner of Insurance | ||
|
Insurance Department
|
2 Martin Luther King Jr. Dr. West Tower, Suite 702 Atlanta, GA 30334 US |
Phone: 404-656-2070 Toll-Free: 800-656-2298 Email: consumer@oci.ga.gov |
| Licensing Division |
Phone: 800-274-8969 Email: pvgainsurance@pearson.com |
|
Hawaii
| Hawaii Department of Commerce and Consumer Affairs | |||
|
Insurance Department
|
Physical Address: King Kalakaua Building 335 Merchant Street, Room 213 Honolulu, HI 96813 |
Mailing Address: Hawaii Division of Insurance P.O. Box 3614 Honolulu, HI 96811 |
Phone: 808-586-2790 Fax: 808-587-6714 Email: insurance@dcca.hawaii.gov Website: https://cca.hawaii.gov/ins/ |
| Licensing Division |
Phone: 808-586-2788 Email: inslic@dcca.hawaii.gov |
||
Idaho
| Idaho Department of Insurance | ||
|
Insurance Department
|
700 West State Street, 3rd Floor P.O. Box 83720 Boise, ID 83720-0043 |
Phone: 208-334-4250 Fax: 208-334-4398 Website: https://doi.idaho.gov/ |
|
Director of Insurance
|
Dean Cameron 700 West State Street P.O. Box 83720 Boise, ID 83720 |
Phone: 208-334-4250 Fax: 208-334-4398 |
|
Licensing Division
|
Attention: Producer Licensing P.O. Box 83720 Boise, ID 83720-0043 |
Phone: 208-334-4339 Email: agent@doi.idaho.gov |
Illinois
| Illinois Department of Insurance | ||
| Insurance Department | 320 West Washington Street Springfield, IL 62767-0001 |
Phone: 217-782-4515 Toll free: 866-445-5364 Email: DOI.InfoDesk@illinois.gov Website: https://idoi.illinois.gov |
| Licensing Division | Phone: 217-782-6366 Email: DOI.Licensing@illinois.gov | |
Indiana
| Indiana Department of Insurance | ||
|
Insurance Department
|
311 West Washington Street Indianapolis, Indiana 46204-2787
|
Phone: 317-232-2385 Fax: 317-234-2103 Email: consumerservices@idoi.in.gov Website: www.in.gov/idoi |
| Office of the Insurance Commissioner | Amy L. Beard 311 West Washington St. Suite 300 Indianapolis, IN 46204-2287 | |
| Licensing Division |
Phone: 317-232-2389 Fax: 317-234-5882 Email: AgentLicensing@idoi.in.gov |
|
Iowa
| Iowa Insurance Division | ||
| Insurance Department |
1963 Bell Ave. Suite 100 Des Moines, IA 50315 |
Phone: 515-654-6600 Website: https://iid.iowa.gov |
| Licensing Division |
Phone: 515-654-6628 |
|
Kansas
| Kansas Insurance Department | ||
|
Insurance Department
|
1300 S.W. Arrowhead Road Topeka, KS 66604
|
Phone: 785-296-3071 Fax: 785-296-7805 Email: KDOI@ks.gov Website: www.insurance.kansas.gov/ |
|
Licensing Division
|
Producer Licensing Division 1300 S.W. Arrowhead Road Topeka, KS 66604 |
Phone: 785-296-7862 Email: kdoi.licensing@ks.gov |
Kentucky
| Kentucky Department of Insurance | |||
| Insurance Department |
Physical Address: Mayo-Underwood Building 500 Mero Street, 2 SE 11 Frankfort, KY 40601 |
Mailing Address: P.O. Box 517 Frankfort, KY 40602 |
Phone: 502-564-3630 Toll Free: 800-595-6053 Fax: 502-564-6090 Email: DOI.Info@ky.gov |
|
Office of the Insurance Commissioner
|
Sharon P. Clark
|
Phone: 502-564-6154 Fax: 502-564-1453 |
|
|
Licensing Division
|
Phone: 502-564-6004 Email: doi.licensingmail@ky.gov
|
||
Louisiana
| Louisiana Department of Insurance | |||
|
Insurance Department
|
Physical Address: 1702 N. Third Street Baton Rouge, LA 70802 |
Mailing Address: Louisiana Department of Insurance P.O. Box 94214 Baton Rouge, LA 70804 |
Phone: 225-342-5900 Email: https://www.ldi.la.gov/email-us Website: https://www.ldi.la.gov |
| Licensing Division | Phone: 225-342-0860 Email: producerlicensing@ldi.la.gov | ||
Maine
| Maine Bureau of Insurance: Department of Professional & Financial Regulation | |||
|
Insurance Department
|
Physical Address: 76 Northern, Ave Gardiner, ME 04345 | Mailing Address: #34 State House Station Augusta, ME 04333-0034 |
Phone: 207-624-8475 Fax: 207-624-8599 Email: insurance.pfr@maine.gov |
Maryland
| Maryland Insurance Administration | ||
|
Insurance Department
|
200 St. Paul Place Suite 2700 Baltimore, MD 21202 |
Phone: 410-468-2000 Email: lhcomplaints.mia@maryland.gov Website: https://insurance.maryland.gov/ |
| Office of the Insurance Commissioner |
Marie Grant
|
Phone: 410-468-2471 Fax: 410-468-2020 Email: insurance.mia@maryland.gov |
|
Licensing Division
|
Phone: 410-468-2347 Fax: 410-468-2399 Email: shelley.taylor-barnes@maryland.gov or producerlicensing.mia@maryland.gov |
|
Massachusetts
| Massachusetts Division of Insurance | ||
|
Insurance Department
|
One Federal St. Suite 700 Boston, MA 02110 |
Phone: 617-521-7794 Toll Free: 877-563-4467 Fax: 617-753-6830 Email: CSSComplaints@mass.gov |
|
Licensing Division
|
Phone: 617-521-7794, option 3 |
|
Michigan
| Department of Insurance and Financial Services (DIFS) | |||
|
Insurance Department
|
Physical Address: 530 W. Allegan St, 7th Floor Lansing, MI 48933-1521 |
Mailing Address: PO Box 30220 Lansing, MI 48909-7720
|
Toll-Free: 517-284-8800 or 877-999-6442 Fax: 517-284-8837 Email: DIFSInfo@michigan.gov |
|
Licensing Division
|
Phone: 517-284-8800 Fax: 517-284-8837 Email: DIFS-Licensing@michigan.gov |
||
Minnesota
| Minnesota Commerce Department | ||
|
Insurance Department
|
85 – 7th Place East Suite 280 St. Paul, MN 55101
|
Phone: 651-539-1500 Email: consumer.protection@state.mn.us Website: https://mn.gov/commerce/insurance/ |
|
Licensing Division
|
Attn: Licensing 85 – 7th Place East, Suite 280 St. Paul, MN 55101 |
Phone: 651-539-1599 Email: licensing.commerce@state.mn.us
|
Mississippi
| Mississippi Insurance Department | |||
|
Insurance Department
|
Physical Address: 1001 Woolfolk State Office Building 501 North West Street Jackson, MS 39201 |
Mailing Address: P.O. Box 79 Jackson, MS 39205-0079
|
Phone: 601-359-3569 Email: consumer@mid.ms.gov Website: https://www.mid.ms.gov/
|
|
Office of the Insurance Commissioner
|
Mike Chaney
|
1001 Woolfolk State Office Building 501 N. West St. Jackson, MS 39201 |
Phone: 601-359-3569 |
|
Licensing Division
|
Phone: 601-359-3582 Fax: 601-359-1951 Email: licensing@mid.ms.gov |
||
Missouri
| Missouri Department of Commerce and Insurance | |||
|
Insurance Department
|
Physical Address: Harry S Truman State Office Building 301 W. High St., Room 530 Jefferson City, MO 65101 |
Mailing Address: PO Box 690 Jefferson City, MO 65102-0690
|
Phone: 573-751-4126 Fax: 573-751-1165 Email: consumeraffairs@insurance.mo.gov Website: https://insurance.mo.gov/
|
|
Licensing Division
|
Phone: 573-751-4126 Fax: 573-751-1165 Email: licensing@insurance.mo.gov |
||
Montana
| Montana Commissioner of Securities and Insurance | ||
|
Insurance Department
|
840 Helena Avenue Helena, MT 59604
|
Phone: 406-444-2040 Fax: 406-444-1980 Email: ics@mt.gov Website: https://csimt.gov/insurance/ |
| Office of the Insurance Commissioner |
Erin Snyder
|
Phone: 406-444-4350 Email: Erin.Snyder@mt.gov |
|
Licensing Division
|
Phone: 406-444-2020 Fax: 406-444-3413 Email: csi.producerlicensing@mt.gov |
|
Nebraska
| Nebraska Department of Insurance | |||
|
Insurance Department
|
Physical Address: 1526 K St Ste 200 Lincoln, NE 68508 |
Mailing Address: P.O. Box 95087 Lincoln, NE 68509 |
Phone: 402-471-2201 Fax: 402-471-4610 Email: DOI.ConsumerAffairs@nebraska.gov Website: https://doi.nebraska.gov
|
| Office of the Insurance Commissioner |
Eric Dunning
|
Phone: 402-471-2201 Email: eric.dunning@nebraska.gov
|
|
|
Licensing Division
|
Terminal Building, 941 O Street Suite 400 Lincoln, NE 68508 |
Phone: 402-471- 4913 Fax: 402-471-4610 Email: doi.licensing@nebraska.gov |
|
Nevada
| Nevada Division of Insurance | ||
| Carson City Insurance Department Office | 1818 East College Pkwy, Suite 103 Carson City, NV 89706 |
Phone: 775-687-0700 Fax: 775-687-0787 |
| Las Vegas Insurance Department Office | 3300 W. Sahara Ave., Suite 275 Las Vegas, NV 89102 |
Phone: 702-486-4009 Fax: 702-486-4007 Toll-free: 888-872-3234 Email: insinfo@doi.nv.gov Website: https://doi.nv.gov |
|
Licensing Division
|
Attention: Licensing Department 1818 East College Pkwy, Suite 103 Carson City, NV 89706 |
Phone: 775-687-0700, option 2 Fax: 775-687-0797 Email: nevada.licensing@doi.nv.gov |
New Hampshire
| New Hampshire Insurance Department | ||
|
Insurance Department
|
21 South Fruit Street, Suite 14 Concord, NH 03301 |
Phone: 603-271-2261 Fax: 603-271-1406 Email: requests@ins.nh.gov Website: https://www.insurance.nh.gov |
|
Licensing Division
|
Attention: Producer Licensing 21 South Fruit Street, Suite 14 Concord, NH 03301 |
Phone: 603-271-0203 Fax: 603-271-7029 Email: producerquestions@ins.nh.gov |
New Jersey
| New Jersey Department of Banking & Insurance | |||
|
Insurance Department
|
Physical Address: 20 W. State Street Trenton, NJ 08608
|
Mailing Address: P.O. Box 327 Trenton, NJ 08625-0327 |
Phone: 609-292-7272 Hotline: 1-800-446-7467 Website: https://www.nj.gov/dobi |
| Licensing Division | Phone: 609-292-7272 Email: inslic@dobi.nj.gov | ||
New Mexico
| New Mexico Office of Superintendent of Insurance | |||
|
Insurance Department
|
Physical Address: 1120 Paseo De Peralta Santa Fe, NM 87501 |
Mailing Address: P.O. Box 1689 Santa Fe, NM 87504-1689 |
Phone: 855-427-5674 Website: https://www.osi.state.nm.us
|
|
Licensing Division
|
Phone: 855-427-5674 Fax: 505-827-4349 Email: Agents.Licensing@osi.nm.gov |
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New York
| New York State Department of Financial Services | ||
|
New York City Mailing Address |
One State Street Plaza New York, NY 10004-1511 |
Phone: 800-342-3736 Toll Free: 800-342-3736Email: consumers@dfs.ny.govWebsite: https://www.dfs.ny.gov/ |
|
Albany Mailing Address |
One Commerce Plaza Albany, NY 12257 |
|
|
Buffalo Mailing Address |
535 Washington Street, Suite 305 Buffalo, New York 14203 |
|
|
Garden City Mailing Address |
1399 Franklin Avenue, Suite 203 Garden City, NY 11530 |
|
|
Syracuse Mailing Address |
333 East Washington Street Syracuse, NY 13202 | |
|
Office of the Insurance Commissioner
|
New York Insurance Commissioner (DFS NY) 25 Beaver Street New York, NY 10004 |
Phone: 518-474-6600 Fax: 518-473-4600 Email: consumers@dfs.ny.gov |
|
Licensing Division
|
Attn: Licensing Bureau One Commerce Plaza, Floor 20 Albany, NY 12257 |
Phone: 212-480-6400 or 518-474-6600 Hotline: 800-342-3736 Email: licensing@dfs.ny.gov |
North Carolina
| North Carolina Department of Insurance | |||
|
Insurance Department
|
Physical Address: 3200 Beechleaf Court Raleigh, NC 27604 |
Mailing Address: 1201 Mail Service Center Raleigh NC 27699-1201 |
Phone: 919-807-6800 Toll Free: 855-408-1212 Website: https://www.ncdoi.gov/
|
|
NC Office of the Insurance Commissioner
|
1201 Mail Service Center Raleigh NC 27699-1201 |
Email: commissioner@ncdoi.gov
|
|
|
Licensing Division
|
Agent Services 1204 Mail Service Center Raleigh NC 27699-1204 |
Phone: 919-807-6800 Fax: 866-565-7854 Toll-Free Phone: 855-408-1212 Email: ASD@ncdoi.gov |
|
North Dakota
| North Dakota Insurance & Securities Department | ||
|
Insurance Department
|
600 East Boulevard Avenue Fifth Floor Dept. 401 Bismarck, ND 58505-0320
|
Phone: 701-328-2440 Fax: 701-328-4880 Email: insurance@nd.gov Website: https://www.insurance.nd.gov |
|
Licensing Division
|
Producer Licensing Division State Capitol, 5th Floor, Dept. 401 600 E. Boulevard Ave. Bismarck, ND 58505-0320 |
Phone: 701-328-2440 Fax: 701-328-4880 Email: ndlicensing@nd.gov
|
Ohio
| Ohio Department of Insurance | ||
|
Insurance Department
|
50 W Town Street Suite 300 Columbus Ohio, 43215
|
Phone: 614-644-2658 Fax: 614-644-3475 Website: https://insurance.ohio.gov |
|
Licensing Division
|
Phone: 614-644-2665 Fax: 614-387-0096 Email: licensing@insurance.ohio.gov |
|
Oklahoma
| Oklahoma Insurance Department | ||
|
Oklahoma City Insurance Department Office |
400 NE 50th Street Oklahoma City, OK 73105 |
Phone: 405-521-2828 Toll Free: 800-522-0071 Fax: 405-521-6635 |
| Tulsa Insurance Department Office | Meridian Tower 5100 E. Skelly Drive, Suite 110 Tulsa, Oklahoma 74135 | Phone: 918-295-3700 Fax: 918-994-7916Website: https://www.oid.ok.gov/ |
|
Licensing Division
|
Phone: 405-521-3916 Fax: 405-522-3642 Email: licensing@oid.ok.gov |
|
Oregon
| Oregon Division of Financial Regulation | |||
|
Insurance Department
|
Physical Address: 350 Winter St. NE Room 410 Salem, OR 97309-0405 |
Mailing Address: P.O. Box 14480 Salem, OR 97309-0405 |
Phone: 503-947-7984 Toll Free: 1-888-877-4894 Email: DFR.InsuranceHelp@dcbs.oregon.gov Website: https://dfr.oregon.gov |
| Licensing Division |
Phone: 503-947-7981 Fax: 503-378-4351 Email: web.insagent@dcbs.oregon.gov |
||
Pennsylvania
| Pennsylvania Insurance Department | ||
|
Insurance Department
|
1209 Strawberry Square Harrisburg, PA 17120 |
Phone: 717-787-7000 Toll Free: 877-881-6388 Email: ra-in-consumer@pa.gov |
|
Licensing Division
|
Phone: 717-787-3840 Email: ra-in-producer@pa.gov |
|
Rhode Island
| Rhode Island Department of Business Regulation | ||
|
Insurance Department
|
1511 Pontiac Avenue Building 69-2 Cranston, RI 02920
|
Phone: 401-462-9520 Fax: 401-462-9532 Email: DBR.Insurance@dbr.ri.gov Website: https://dbr.ri.gov/insurance |
|
Licensing Division
|
Attention: Licensing 1511 Pontiac Avenue Building 69-2 Cranston, RI 02920 |
Phone: 401-462-9520, option #2 Fax: 401-462-9602 Email: dbr.inslic@dbr.ri.gov |
South Carolina
| South Carolina Department of Insurance | |||
|
Insurance Department
|
Physical Address: 1201 Main Street, Suite 1000 Columbia, SC 29201 |
Mailing Address: P.O. Box 100105 Columbia, SC 29202-3105
|
Phone: 803-737-6160 Email: info@doi.sc.gov Website: https://doi.sc.gov |
|
Licensing Division
|
Phone: 803-737-6095 Fax: 803-737-6100 Email: agentmail@doi.sc.gov |
||
South Dakota
| South Dakota Department of Labor and Regulation, Division of Insurance | ||
|
Insurance Department
|
124 S. Euclid Ave 2nd Floor Pierre, SD 57501
|
Phone: 605-773-3563 Fax: 605-773-5369 Email: sdinsurance@state.sd.us Website: https://dlr.sd.gov/insurance |
Tennessee
| Tennessee Department of Commerce & Insurance | ||
|
Insurance Department
|
500 James Robertson Parkway Davy Crockett Tower Nashville, Tennessee 37243-0565 |
Phone: 615-741-2241 Email: ask.tdci@tn.gov |
| Office of the Insurance Commissioner | Carter Lawrence | Phone: 615-741-6007 |
|
Licensing Division
|
Agent Licensing Section 500 James Robertson Parkway Nashville, TN 37243-1134 |
Phone: 615-741-2693 Toll free: 888-416-0868 Fax: 615-532-2862 Email: ce.agent.licensing@tn.gov |
Texas
| Texas Department of Insurance | |||
|
Insurance Department
|
Physical Address: 1601 Congress Avenue Austin, TX 78701
|
Mailing Address: P. O. Box 12069 Austin, TX 78711-2069 |
Phone: 512-676-6000 Toll Free: 800-578-4677 Website: https://www.tdi.texas.gov/
|
| Office of the Insurance Commissioner |
Amanda Crawford
|
Phone: 512-676-6022 Email: commissioner@tdi.texas.gov |
|
|
Licensing Division
|
Agent and Adjuster Licensing Office MC: CO-AAL P.O. Box 12030 Austin, TX 78711-2030 |
Phone: 512-676-6500 Email: license@tdi.texas.gov
|
|
Utah
| Utah Insurance Department | ||
|
Insurance Department
|
4315 S. 2700 W. Suite 2300 Taylorsville, UT 84129
|
Phone: 801-957-9200 or 800-439-3805 (toll-free) Fax: 385-465-6047 Email: Contact Form Website: https://insurance.utah.gov |
|
Licensing Division
|
Phone: 801-957-9240 Fax: 385-465-6055 Email: licensing.uid@utah.gov |
|
Vermont
| Vermont Department of Financial Regulation | ||
|
Insurance Department
|
89 Main Street Montpelier, VT 05620-3101
|
Phone: 802-828-3302 Fax: 802-828-1446 Email: dfr.insuranceinfo@vermont.gov Website: https://dfr.vermont.gov/insurance |
|
Licensing Division
|
Phone: 802-828-3303 Fax: 802-828-1633 |
|
Virginia
| Virginia Bureau of Insurance | |||
|
Insurance Department
|
Physical Address: 1300 East Main Street Richmond, VA 23219 |
Mailing Address: P.O. Box 1157 Richmond, VA 23218 |
Phone: 804-371-9741 Toll-free: 1-877-310-6560 Fax: 804-371-9873 Email: BureauofInsurance@scc.virginia.gov Website: https://www.scc.virginia.gov/ |
|
Licensing Division
|
Phone: 804-371-9631 |
||
Washington
| Washington State Office of the Insurance Commissioner (Tumwater office) | |||
|
Insurance Department
|
Physical Address: 5000 Capitol Blvd SE Tumwater, WA 98501 |
Mailing Address: P.O. Box 40255 Olympia, WA 98504-0255
|
Phone: 360-725-7000 Email: cap@oic.wa.gov Website: https://www.insurance.wa.gov/
|
|
Licensing Division
|
Phone: 360-725-7144 Email: insedu@oic.wa.gov |
||
Washington D.C.
| District of Columbia Department of Insurance | ||
|
Insurance Department
|
Securities and Banking 1050 First Street, NE, Suite 801 Washington, DC 20002 |
Phone: 202-727-8000 Fax: 202-354-1085 Email: disb@dc.gov Website: https://disb.dc.gov/ |
|
Licensing Division
|
Phone: 202-727-8000 Fax: 202-354-1084 |
|
West Virginia
| West Virginia Offices of the Insurance Commissioner | |||
|
Insurance Department
|
Physical Address: 900 Pennsylvania Ave. Charleston, WV 25302 |
Mailing Address: PO Box 50540, Charleston WV 25305-0540 |
Phone: 304-558-3386 Toll-Free: 1-888-879-9842 Fax: 304-558-4965 Email: OICFB@wv.gov Website: https://www.wvinsurance.gov/ |
|
Licensing Division
|
Agents Licensing & Education P.O. Box 50540 Charleston, WV 25305-0540
|
Phone: 304-558-0610 Fax: 304-558-4966 Email: oicagentlicensing@wv.gov |
|
Wisconsin
| Wisconsin Office of the Insurance Commissioner | |||
|
Insurance Department
|
Physical Address: 101 East Wilson St. Madison, WI 53703 |
Mailing Address: PO Box 7873 Madison, WI 53707-7873
|
Phone: 608-266-3585 Toll-Free: 800-236-8517 Fax: 608-264-8115 Email: ocicomplaints@wisconsin.gov Website: https://oci.wi.gov/ |
|
Licensing Division
|
Agent Licensing P.O. Box 7872 Madison, WI 53707-7872 | Phone: 608-266-8699 Toll Free: 800-236-8517Fax: 608-267-9451Email: ociagentlicensing@wisconsin.gov | |
Wyoming
| Wyoming Department of Insurance | ||
|
Insurance Department
|
106 East 6th Avenue Cheyenne, WY 82002
|
Phone: 307-777-7401 Toll-free: 800-438-5768 Fax: 307-777-2446 Email: wyinsdep@wyo.gov Website: https://doi.wyo.gov/ |
|
Office of the Insurance Commissioner
|
Jeffrey P. Rude
|
Phone: 307-777-7401 Toll-Free: 800-438-5768 Fax: 307-777-2446 Email: jeff.rude@wyo.gov |
|
Licensing Division
|
Attention: Licensing Division 106 East 6th Avenue Cheyenne, WY 82002 |
Phone: 307-777-7319 Email: insurancelicensing@wyo.gov
|
Final Thoughts
Producer eligibility cannot be determined from one universal list of disqualifying events. Federal law establishes certain nationwide restrictions, while each state applies its own licensing standards and review procedures.
A potentially disqualifying history does not always lead to denial, but it does require careful verification, complete documentation, and guidance from the appropriate insurance department.
This directory provides a starting point for contacting regulators and resolving individual eligibility questions. As producer networks grow, however, tracking licenses, appointments, renewals, and compliance issues across multiple states becomes more difficult.
Agenzee gives compliance teams a centralized way to manage producer licensing information and maintain clearer oversight across jurisdictions. If your organization is ready to simplify that process, schedule a demo with Agenzee to see how it could fit into your existing compliance workflow.
FAQs
Q.1 Can you get an insurance license with a felony?
Yes, a felony does not always prevent someone from obtaining an insurance license. State regulators may consider the nature of the offense, how long ago it occurred, its relevance to insurance work, evidence of rehabilitation, and whether the applicant disclosed it honestly. However, a felony involving dishonesty or breach of trust may require written consent under 18 U.S.C. § 1033.
Q.2 What felonies can disqualify someone from an insurance license?
There is no single list that applies in every state. However, fraud, theft, embezzlement, forgery, misappropriation, and other offenses involving dishonesty or breach of trust receive particular scrutiny. States may also consider insurance-law violations, financial misconduct, or conduct demonstrating that the applicant is untrustworthy.
Q.3 Can a misdemeanor affect insurance license eligibility?
Yes. State insurance departments may consider misdemeanors involving fraud, theft, dishonesty, insurance misconduct, or other conduct related to the responsibilities of a producer.
Q.4 What is Section 1033 written consent waiver?
Section 1033 written consent is regulatory permission for a person with a disqualifying conviction to participate in the insurance business. The consent must come from an insurance regulatory official with appropriate jurisdiction and specifically refer to Section 1033. The waiver removes the federal participation restriction but does not erase the conviction or guarantee that the state will issue a license.
Q.5 Must insurance license applicants disclose sealed or expunged convictions?
Disclosure requirements vary by state and depend on how the application defines terms such as “convicted.” Applicants should read each background question and its instructions carefully rather than assume that a sealed, expunged, deferred, or dismissed case does not need to be reported. When uncertain, contact the appropriate state insurance department before submitting the application.
Q.6 What documents should accompany a criminal-history disclosure?
Applicants may need to provide the charging document, final court disposition, sentencing records, proof that probation or other requirements were completed, and a written explanation. Evidence of rehabilitation, employment history, character references, and an existing Section 1033 written consent waiver may also support the review.
Q.7 Does approval for an insurance license in one state guarantee approval in another?
No. An active resident license may simplify the non-resident application process, but each state retains authority to review the applicant under its own licensing laws. States may also differ in how they recognize or apply Section 1033 written consent. Compliance teams should verify eligibility with every state where the candidate intends to become licensed.
Alexandra is a copywriter and researcher who specializes in evergreen content production. She has authored hundreds of SEO-driven blogs, helping clients translate complex insurance coverage topics into clear, authoritative content.
Alexandra graduated from the University of Oregon with a BA in German: Language, Literature, and History, and a BA in Digital Art. She spent 20 years living abroad in Germany and Spain before returning to the US in 2025.
Disclaimer: This post is for informational purposes only and does not constitute legal or compliance advice. Agenzee does not warrant the accuracy of and assumes no liability for reliance. Please consult regulators or professional advisors as needed. See our full disclaimer for details.
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