last updated 18 Sep 2026
Arizona Insurance Licensing Guide
Alexandra Gallup
Laura Crowell
Table of Contents
Arizona Insurance Licensing Requirements
Standard Requirements
All applicants for an Arizona insurance license must meet Arizona’s eligibility standards. Some eligibility requirements are standard across all states. The full list is available in our U.S. Licensing Guide.
Arizona Specific Licensing Process
In addition to the common licensing requirements, most new applicants must also complete the following steps. Exemptions may apply based on prior licensure, active license status, or qualifying professional designations:
Fingerprinting
Pre-licensing education
Pass state exam
Where Do You Get an Insurance License in Arizona?
In Arizona, insurance licenses are regulated by the Arizona Department of Insurance and Financial Institutions (DIFI).
Licensing portal
Appointment portal
Licensing email
Address
100 North 15th Avenue, Suite 261, Phoenix, AZ 85007-2630
Phone
602-364-4457
Did You Know?
Arizona is the only state that follows a 4-year renewal cycle.
Arizona requires fingerprinting but does not require pre-licensing education.
Producers licensed continually since January 1st, 1995, may be exempt from the Arizona CE requirement.
Arizona adjusters are not required to complete CE.
Excess CE does not carry over to the next renewal period.
Surrendering a license means you cannot reapply for that specific line of authority for at least one year.
How Does Arizona Compare to Other States?
Arizona is the only state with a 4-year renewal cycle with producer licenses expiring on last day of the licensee’s birth month. The state does not require pre-licensing education but does require fingerprinting. A passing grade on the appropriate licensing exam(s) is also required.
Our Insurance Licensing Across All 50 States infographic puts the full picture on one page: renewal cycles, expiration trigger dates, CE hours, fingerprinting requirements, and application fees for every state.
What are the Arizona Insurance License Types and Lines of Authority?
| Arizona License Type | Arizona Lines of Authority |
| Producer | Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Credit, Crop, Travel |
| Business Entity | Producer (Agency), Adjuster (Firm), Specialty/Limited (Bail Bond, Life Settlement Broker, Navigator, Portable Electronics Vendor, Self Service Storage, Surplus Lines, Title) |
| Adjuster | Independent Adjuster (All Lines), Public Adjuster (All Lines), Portable Electronics Adjuster |
What are Arizona’s Insurance Licensing Fees?
Non-refundable licensing fees apply throughout the licensing process for licenses, exams, fingerprinting, and other services as follows.
| Fee Category | Basic Arizona Fee | Applies To | Notes |
| License and Renewal Fee | $120.00 | Individual and business entity resident and non-resident initial licenses and renewals | Fees applies to both producer and adjuster licenses. |
| Amendment Fee | $120.00 | Additional lines of authority to active licenses. | |
| Late Renewal Fee | $100.00 | Late producer license renewals | Applies in addition to the standard renewal fee. |
| Fingerprinting Fee | $52.25 | Licenses requiring fingerprints | Begin at the AZDPS Public Service Portal before scheduling Fieldprint LiveScan appointment |
| Exam Fee | $38.00 | Licenses requiring a state exam | Accident and Sickness or Health, Life, Property, Casualty, Personal Lines |
| $49.00 | Life + Accident and Health or Sickness, Property & Casualty, Variable Life & Variable Annuity Products | ||
| Standard Appointment | $0.00 | Appointment filings and terminations |
Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the Arizona Department of Insurance and Financial Institutions (DIFI) directly.
This table summarizes common Arizona insurance licensing fee categories. Some license classes, appointments, temporary appointments, business entity filings, title-related filings, and non-resident transactions may have different or additional costs. Review the relevant Arizona producer, business entity, or adjuster page before filing.
Arizona Continuing Education Requirements
The exam and CE requirements depend on the type of license and lines of authority. Candidates can schedule the initial licensing exams through PSI.
Arizona CE requirements are available on the Arizona Department of Insurance and Financial Institutions (DIFI) website. CE requirements typically include 48 hours every 4 years, including 6 hours of ethics before the renewal deadline. Adjusters do not need to complete CE. Choose a CE provider through PSI.
Common Arizona Licensing Compliance Mistakes
Arizona’s licensing process creates several compliance risks for individual licensees and organizations managing multiple producers.
Losing track of the license expiration date.
Unlike most states that renew on 2-year cycles, Arizona licenses renew every 4 years, which can lead to miscalculations when tracking producers in multiple states.
Assuming extra CE credits roll over.
Extra CE credits do not roll over to the next compliance period. License holders may not receive credit for duplicate courses either.
Misinterpreting reciprocal licensing rules.
Non-residents must track their home state’s reciprocal licensing rules with Arizona to determine applicable fees and requirements.
Ignoring the limits on retaking the license exams.
Arizona typically allows test takers to take a license exam up to four times in a one-year period. After a failed fourth attempt, the candidate must wait one year before retaking the exam.
Overlooking updates to fees.
Arizona licensing exam fees may change annually every July 1st and should be confirmed before processing requests.
Delaying license renewal.
Complete CE and license renewal well ahead of the deadline to avoid a lapsed license. License holders may renew licenses up to 90 days before the expiration date.
Arizona Insurance Licensing FAQs
Who issues Arizona insurance licenses?
The Arizona Department of Insurance and Financial Institutions (DIFI) regulates the issuance of insurance licenses for producers, adjusters, and business entities.
Can you take the Arizona insurance exams online?
Arizona insurance license exams may be taken onsite at a PSI testing center or online as a live proctored exam.
How many times can you take the insurance exam in Arizona?
Test takers may generally take an insurance exam up to four times in one year, after which a one year waiting period goes into effect.
How do I get my insurance license in Arizona?
The general process for getting an Arizona insurance license is as follows:
- Pass a state exam for the relevant line(s) of authority for the license you wish to obtain. (Pre-licensing education is not)
- Submit electronic fingerprints via Fieldprint.
- Submit an electronic application online via NIPR.
- Get appointed with an insurance company once licensed.
How long is an AZ insurance license good for?
Arizona insurance licenses are generally valid for four years and require CE compliance for renewal.
What are the requirements for an insurance license in Arizona?
Candidates must be at least 18 years old, have a SSN and photo ID, be of good moral character, pass a fingerprint background check, and pass a state license exam.
How many days does a temporary insurance license last in Arizona?
Temporary insurance licenses in Arizona last up to 180 days.
How can I track my Arizona producer CE credits?
Use the VerifyMyCE page to track your CE credits or view your CE transcript online with the lookup tool.
Do I have to complete CE courses specific to the lines of authority I hold?
No. Licensees may choose any Arizona-approved CE courses.
Where can I check my Arizona insurance license application status?
You can check your application status on the NIPR website.
Sources
- Individual Producer (Agent/Broker) License Application Instructions in Arizona
- Arizona Department of Insurance Fingerprinting Requirements
- Arizona Live Scan Appointments Through Fieldprint
- Arizona Fingerprint Card Instructions
- NIPR Individual Resident Insurance Licensing in Arizona
- NIPR Non-Resident Licensing Requirements in Arizona
- NIPR Individual Resident Insurance License Renewal in Arizona
- NIPR Non-Resident License Renewals in Arizona
- Continuing Education Requirements in Arizona
- Individual Producer License Renewal in Arizona
- Insurance Producer Licensing for Business Entities in Arizona
- NIPR Business Entity Producer Licensing in Arizona
- Arizona Property and Casualty Insurance License Exam Fact Sheet
- PSI Arizona Testing for Insurance Licenses General Information
This content is intended for general informational purposes only. Regulatory compliance may differ across states, and users are responsible for understanding and adhering to the rules relevant to their insurance practices.
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