last updated 18 Sep 2026
Arkansas Insurance Licensing Guide
Allison Peart
Laura Crowell
Table of Contents
Arkansas Insurance Licensing Requirements
Standard Requirements
All applicants for an Arkansas insurance license must meet Arkansas’s eligibility standards. Some eligibility requirements are standard across all states. The full list is available in our U.S. Licensing Guide.
Arkansas-Specific Licensing Process
In addition to the common licensing requirements, most new applicants must also complete the following steps. Exemptions may apply based on prior licensure, active license status, or qualifying professional designations:
Fingerprinting
Pre-licensing Education
Pass state exam
Where Do You Get an Insurance License in Arkansas?
In Arkansas, insurance licenses are regulated by the Arkansas Insurance Department (AID), under the Department of Commerce.
Regulator
Licensing portal
Appointment portal
Licensing email
Address
1 Commerce Way, Little Rock, AR 72202
Phone
501-371-2750
Did You Know?
Public adjusters are prohibited from adjusting claims in Arkansas.
Arkansas follows a just-in-time appointment process, allowing producers to sell insurance before a carrier appointment is filed. The insurer must file a notice of appointment with the Arkansas Insurance Department within 15 days after the agency contract is executed or the first insurance application is submitted.
To sell long-term care (LTC) insurance, producers must complete a state-approved 8-hour training course.
How Does Arkansas Compare to Other States?
Arkansas producer licenses follow a biennial renewal schedule. Additionally, Arkansas licensees must complete 24 hours of continuing education (CE) every two years.
Our Insurance Licensing Across All 50 States infographic puts the full picture on one page: renewal cycles, expiration trigger dates, CE hours, fingerprinting requirements, and application fees for every state.
What are the Arkansas Insurance License Types and Classes?
The following table lists the common license types and classes for Arkansas. Arkansas does not permit or license public adjusters.
| Application Type | Arkansas License Class | Arkansas Line of Authority | ||||
| Individual | Insurance Producer | Life, Health, Property & Casualty, Personal Lines, Variable Life / Variable Annuity, Crop & Credit, Other | ||||
| Individual |
|
|
||||
|
Business Entity |
|
|
** In Arkansas, designated responsible licensed producers (DRLPs) are only required for certain business entity license classes, including Consultant Agencies, Exchange Agencies, Surplus Lines Agencies, and Title Agencies. See Arkansas’s NIPR state requirements for more information.
What are Arkansas’s Insurance License Fees?
Licensing fees for initial licenses, renewals, exams, and other services are as follows.
| Fee Category | Basic Arkansas Fee | Applies To | Notes |
| License Application | $70.00 (Individuals) $35.00 (Business Entities) |
Resident & non-resident producers | Initial license application fee. |
| License Renewal | $70.00 (Individuals)
$35.00 (Business Entities) |
Resident & non-resident producers | Biennial renewal fee for individual producer licenses (excluding the CE processing fee).
Business entity licenses renew annually. |
| Late Renewal Fees | $140.00 (Individuals)
$105.00 (Business entities) |
Expired producer licenses | Late renewal fee for expired licenses. |
| Continuing Education (CE) Late Fee | 1-30 Days Late: $25.00
31-60 Days Late: $50.00 61-90 Days Late: $100.00 91 Days – 1 Year Late: $150.00 |
Producers subject to CE | Assessed in addition to applicable renewal and late renewal fees when CE is reported late. |
| Fingerprinting Fee | $24.00 | Relevant resident applicants | The amount may vary slightly by vendor. |
| State Exam | $50.00 | Resident producers | PSI examination fee. |
**Possible state retaliatory fees
Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the Arkansas DOI website directly.
This table summarizes common Arkansas insurance licensing fee categories. Some license classes, appointments, business entity filings, title-related filings, and non-resident transactions may have different or additional costs. Review the relevant Arkansas agent, agency, adjuster, or license-class page before filing.
Arkansas Pre-Licensing and Continuing Education Requirements
In Arkansas, producers must complete 20 hours (per LOA) of pre-licensing education and pass the appropriate producer licensing exam(s) to obtain an insurance license.
Additionally, Arkansas requires most resident producers licensed for Life, Accident and Health, Property, Casualty, Variable Products, or Personal Lines LOAs to complete 24 hours of continuing education (CE) credits (including 3 hours of ethics) every two years.
Approved CE courses can be found on the DOI-approved provider list.
Common Arkansas Licensing Compliance Mistakes
Several common mistakes may complicate producer compliance in Arkansas.
Forgetting Arkansas’s Pre-Licensing Requirement
Although some states do not require pre-licensing education to obtain a producer license, Arkansas does. Producers must complete 20 hours of pre-licensing education per line of authority and pass the insurance licensing exam to become licensed. Forgetting this requirement can delay licensing.
Misunderstanding Arkansas-specific CE Requirements
Arkansas producers must complete 24 hours of CE every biennial renewal period, including 3 hours of approved ethics training. The state also provides a grandfathered exemption, where producers who are 60 years (or older) or licensed for 15 consecutive years before July 1, 2003, are exempt from CE requirements.
Missing the Birth-Month Renewal Deadline
In Arkansas, licenses must be renewed and CE must be completed every two years, on the last day of the licensee’s birth month. Overlooking this requirement can prevent compliant license renewals.
Forgetting to Renew Your Agency License
In Arkansas, business entity licenses renew annually, with administrative fees due on or before October 1 each year. They can be renewed up to 90 days before the expiration date, and late renewals are possible for up to one year.
Arkansas Insurance Licensing FAQs
Who issues insurance licenses and regulates insurance companies in Arkansas?
In Arkansas, the Arkansas Insurance Department (AID) regulates insurance companies and issues insurance licenses, which are managed by the Licensing Division.
How long is the insurance licensing period in Arkansas?
Insurance producer licenses are renewed every two years, while business entity licenses are renewed annually.
What are the insurance licensing requirements in Arkansas?
Generally, resident producers must complete pre-licensing, continuing education, examination, background check, and renewal requirements to obtain an insurance license in Arkansas.
What if I miss the Arkansas insurance license renewal deadline?
Late renewals are possible for up to one year after paying a late fee of $140 and the CE filing fee. After one year, the licensee must reapply as a new applicant.
How can I track my Arkansas producer CE credits?
Use tools available on the Arkansas-specific VerifyMyCE account.
Where can I check my Arkansas insurance license application status?
If submitted through NIPR, you can check your application status on the NIPR website.
Sources
- Arkansas Insurance Department Licensing Forms and Instructions
- Arkansas Insurance Department Criminal Background Check
- NIPR Arkansas Resident Individual Producer Licensing
- NIPR Arkansas Non-Resident Individual Producer Licensing
- NIPR Arkansas Resident Business Entity Producer Licensing
- Arkansas Insurance Department Form to Change from Nonresident to Resident
- Arkansas Insurance Department Licensure Candidate Information Bulletin
- Arkansas Continuing Education for Producers and Adjusters
This content is intended for general informational purposes only. Regulatory compliance may differ across states, and users are responsible for understanding and adhering to the rules relevant to their insurance practices.
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