last updated 26 Oct 2026
Virginia Insurance Licensing Guide
Alexandra Gallup
Laura Crowell
Table of Contents
Virginia Insurance Licensing Requirements
Standard Requirements
All applicants for a Virginia insurance license must meet Virginia’s eligibility standards. Some eligibility requirements are standard across all states. The full list is available in our U.S. Licensing Guide.
Virginia Specific Licensing Process
In addition to the common licensing requirements, most new applicants must also complete the following steps. Exemptions may apply based on prior licensure, active license status, or qualifying professional designations:
Fingerprinting
Pre-licensing education
Pass state exam
Where Do You Get an Insurance License in Virginia?
In Virginia, insurance licenses are regulated by the Virginia State Corporation Commission Bureau of Insurance.
Regulator
Licensing portal
Appointment portal
Licensing email
Address
P.O. Box 1157, Richmond, VA 23218
Phone
804-371-9741
Did You Know?
Virginia appointments must be filed within 30 days of the first submission of business.
Virginia requires fingerprinting but does not require pre-licensing education.
Business entities must register with the Clerk’s Office within 90 days of licensure.
Insurance license applications with misdemeanor or felony charges may take 30 to 60 days to process.
Virginia licenses public adjusters, but does not license independent, company, or staff adjusters.
Individual licenses renew every two years on the last day of the birth month in odd or even-numbered years according to birth year.
How Does Virginia Compare to Other States?
Virginia is one of many states with a biennial renewal cycle with producer licenses expiring on last day of the licensee’s birth month. The state does not require pre-licensing education but does require fingerprinting and a passing grade on the appropriate licensing exam(s).
Our Insurance Licensing Across All 50 States infographic puts the full picture on one page: renewal cycles, expiration trigger dates, CE hours, fingerprinting requirements, and application fees for every state.
What are the Virginia Insurance License Types and Lines of Authority?
The following table lists the common license types and lines of authority for Virginia.
| Application Type | License Type | Lines of Authority |
| Individual | Producer | Life & Annuities, Health, Property & Casualty, Personal Lines, Title, Variable Contracts, Limited Lines, Surplus Lines |
| Individual | Adjuster | Public Adjuster |
| Business Entity | Agency or Firm | Lines of authority are based on the Designated Responsible Licensed Producer (DRLP). |
What are Virginia’s Insurance Licensing Fees?
Non-refundable licensing fees apply throughout the licensing process for licenses, exams, fingerprinting, and other services as follows.
| Fee Category | Fee | Applies To | Notes |
| New License Fee | $15.00 | Individual resident and non-resident initial licenses | For producers and public adjusters. NIPR transaction fees may also apply. |
| License Renewal Fee | $10.00 | Individual resident and non-resident producer license renewals | For producers and public adjusters. Adjusting firms must renew by May 1 of odd years. NIPR transaction fees may also apply. |
| License Reinstatement Fee | $20.00 | Individual producers renewing licenses past the renewal deadline | Charged per LOA. NIPR transaction fees may also apply. |
| Fingerprinting Fee | $34.95 | Initial resident licenses requiring fingerprints | |
| Exam Fee | $35.00 | Licenses requiring an exam | |
| Standard Appointment | $11.00 | Resident and non-resident appointments | NIPR transaction fees may also apply. |
Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the Virginia Bureau of Insurance directly.
This table summarizes common Virginia insurance licensing fee categories. Some license classes, appointments, business entity filings, title-related filings, and non-resident transactions may have different or additional costs. Review the relevant Virginia agent, agency, adjuster, or license-class page before filing.
Virginia Exam and Continuing Education Requirements
The exam and CE requirements depend on the type of license and lines of authority. Candidates can schedule the initial licensing exams through Prometric.
Virginia CE requirements are available on the Virginia Bureau of Insurance website. CE requirements for producers and public adjusters typically include 24 hours every 2 years, including 3 hours of ethics before the renewal deadline. Choose a CE provider through Pearson VUE.
Common Virginia Licensing Compliance Mistakes
Virginia’s licensing process creates several compliance risks for individual licensees and organizations managing multiple producers.
Overlooking the limitation on agency-sponsored CE courses.
In Virginia, no more than 75% of credits may be insurance agency-sponsored courses.
Failing to complete enough CE for each line of authority held.
Resident producers holding two or more licenses must complete 8 credit hours of CE specific to each line of authority.
Assuming excess CE credit remains valid after a license lapses.
Excess CE credits carry over to the next compliance period only if you renew your license on time. Reinstating an expired license does not preserve those credits.
Waiting until the last minute to complete CE.
Course providers can may take 10 days to report course completions. Complete CE at least one month before the license expiration date to ensure a timely renewal.
Allowing fingerprints to expire before completing the application.
Fingerprints are valid for 90 days and should be scheduled accordingly to be processed with the license application.
Overlooking mandatory training requirements.
Certain licenses may require additional training such as long-term care, annuities, and flood insurance.
Virginia Insurance Licensing FAQs
Who issues Virginia insurance licenses?
The Virginia State Corporation Commission, Bureau of Insurance regulates the issuance of insurance licenses for producers, adjusters, and business entities.
Can you take the Virginia insurance exams online?
Virginia insurance license exams are possible via remote proctoring or may be taken in person at a testing center.
What disqualifies you from getting an insurance license in Virginia?
Felonies involving dishonesty or a breach of trust may disqualify an individual from working in the insurance industry unless the Commissioner of Insurance provides consent.
How do you get an insurance license in Virginia?
Insurance producers and adjusters generally follow these steps to obtain a license:
- Pass the Prometric licensing exam for the line(s) of authority desired.
- Apply for a license through NIPR.
- Submit fingerprints via Fieldprint. (Residents only)
How long is a Virginia insurance agent's license good for?
Virginia insurance agent licenses are typically valid for 2 years. Most licenses require completion of CE and renewal by the last day of the licensee’s birth month in the renewal year.
How much does it cost to get an insurance license in Virginia?
Insurance producer and public adjuster licenses in Virginia cost $15, plus the cost of the exam, fingerprinting, and transaction fees.
Do I have to complete CE for a line of authority added within the 90-day renewal window?
No. Lines of authority added within 90 days of the renewal window do not have to complete CE or renewal.
How can I track my Virginia producer CE credits?
Use the VerifyMyCE page to track your CE credits.
When is CE due for my first insurance license renewal in Virginia?
If a license renewal is due in the first 13 months of issuance, no CE is due, but the license must be renewed. CE will be due 2 years from the first renewal date.
Where can I check my Virginia insurance license application status?
You can check your application status on the NIPR website.
Sources
- Apply for an Individual Virginia Insurance License
- CE Requirements for Insurance Licenses in Virginia
- NIPR Virginia Individual Resident License Requirements
- NIPR Virginia Individual Resident License Renewal Requirements
- Virginia Individual Resident Insurance License Renewals
- NIPR Virginia Individual Non-Resident License Requirements
- Information for Agents Moving to Virginia
- NIPR Virginia Individual Non-Resident License Renewal Requirements
- NIPR Virginia Business Entity Resident License Requirements
- How to Apply for a Virginia Business Entity Insurance License
- Prometric Virginia Insurance Exam Information
- Pearson VUE Virginia Insurance License Candidate Handbook
- Virginia Insurance License Company Appointment Fees
This content is intended for general informational purposes only. Regulatory compliance may differ across states, and users are responsible for understanding and adhering to the rules relevant to their insurance practices.
Was this information helpful?
LET'S TALK
Manage Virginia Licensing More Efficiently
Virginia organizations managing multiple producers also need to track license status, appointments, CE deadlines, agency requirements, fees, and documentation.
Agenzee helps licensing and compliance teams organize producer licensing workflows, monitor deadlines, and reduce manual tracking across states.