Maine Insurance Licensing Guide

Maine Insurance Licensing Requirements

Standard Requirements

All applicants for a Maine insurance license must meet Maine’s eligibility standards. Some eligibility requirements are standard across all states. The full list is available in our U.S. Licensing Guide.

Maine Specific Licensing Process

In addition to the common licensing requirements, most new applicants must also complete the following steps. Exemptions may apply based on prior licensure, active license status, or qualifying professional designations:

Where Do You Get an Insurance License in Maine?

In Maine, insurance licenses are regulated by the Maine Bureau of Insurance.

Did You Know?

What are the Maine Insurance License Types and Classes?

Application Type	License Class	Lines of Authority
Individual	Producer	Life, Health, Property, Casualty, Personal Lines, Variable Contracts, Surplus Lines, Limited Lines
Individual	Adjuster	Property and Casualty, Workers’ Compensation, Multi-Peril Crop, Designated Home State (DHS)
Business Entity	Insurance Agency, Adjusting Firm	Lines of authority are based on the Designated Responsible Licensed Producer (DRLP).

What are Maine’s Insurance Licensing Fees?

Non-refundable licensing fees apply throughout the licensing process for licenses, exams, fingerprinting, and other services as follows.

Fee Category	Basic Maine Fee	Applies To	Notes
Resident New Individual Producer License Fee	$25.00	Resident individual initial producer licenses	Reinstatement fee is the same as the initial licensing fee. Fees shown include the combined application fee and licensing fee.
Resident New Adjuster or Business Entity License Fee	$45.00	Resident individual adjuster licenses and agency licenses	Same fee for Producer Business Entity (Agency), Motor Vehicle Rental Company, and Equipment Rental Company.
Non-Resident New Individual Producer License Fee	$55.00	Non-resident individual initial producer licenses
Non-Resident New Producer Business Entity License Fee	$85.00	Non-resident producer business entity initial producer licenses	Same fee for Motor Vehicle Rental Company and Equipment Rental Company.
Non-Resident New Adjuster and Adjusting Firm License Fee	$75.00	Non-resident adjuster and adjusting firm licenses
Resident Adjuster, Adjusting Firm. And Producer Agency License Renewal Fee	$30.00	Resident adjuster and adjusting firm license renewals	Resident adjusters renew January 10th of even years. Resident adjusting firms and resident producer agencies renew January 12th of even years.
Non-Resident Adjuster and Adjusting Firm License Renewal Fee	$60.00	Non-resident adjuster and adjusting firm license renewals	Non-resident adjusters renew January 1st of even years. Non-resident adjusting firms renew January 4th of odd years.
Non-Resident Producer Agency Renewal Fee	$70.00	Non-resident producer agency license renewals	Non-resident producer agencies renew January 4th of odd years.
Resident Producer Late CE Fee	$25.00	CE not completed by the deadline	Fee charged per missing hour up to $250. After 60 days a license suspension may be issued.
State exam	$55.00	License classes that require an exam	Single line
	$80.00		Combined lines
Standard appointment	$30.00	Individual resident appointments
	$45.00	Individual non-resident appointments	NIPR transaction fees may also apply.

Maine Continuing Education Requirements

The exam and CE requirements depend on the type of license and lines of authority. Pre-licensing education is not required. Candidates can schedule initial licensing exams through Pearson VUE.

Individual Maine CE requirements are available on the Maine Bureau of Insurance website. The general CE requirements for producers typically include 24 hours of CE with 3 hours of ethics every two years. Search for information on courses and course providers.

Common Maine Licensing Compliance Mistakes 

Maine’s licensing process creates several compliance risks for individual insurance licensees and organizations managing multiple producers.