last updated 18 Sep 2026
Delaware Insurance Licensing Guide
Allison Peart
Laura Crowell
Table of Contents
Delaware Insurance Licensing Requirements
Standard Requirements
All applicants for a Delaware insurance license must meet Delaware’s eligibility standards. Some eligibility requirements are standard across all states. The full list is available in our U.S. Licensing Guide.
Delaware-Specific Licensing Process
In addition to the common licensing requirements, most new applicants must also complete the following steps. Exemptions may apply based on prior licensure, active license status, or qualifying professional designations:
Fingerprinting
Pre-licensing education
Pass state exam
Where Do You Get an Insurance License in Delaware?
In Delaware, insurance licenses are regulated by the Delaware Department of Insurance and administered by the Producer Licensing Division.
Regulator
Licensing portal
Appointment portal
Licensing email
Address
1351 West North Street, Suite 101, Dover, DE 19904
Phone
(302) 674-7300
Did You Know?
Delaware determines resident licensing based on an applicant's designated Home State rather than physical residence. As a result, some applicants who do not physically reside in Delaware may still qualify for a Delaware resident producer license.
Non-resident producers are exempt from continuing education requirements in Delaware, provided that CE requirements are met for the Home State.
Delaware requires that CE credits are completed by the last day of February in even-numbered years.
How Does Delaware Compare to Other States?
Delaware producer licenses renew biennially, with all resident producer licenses expiring on the last day of February in even-numbered years. Most resident producers must also complete 24 hours of continuing education (CE), including 3 hours of ethics, every two-year renewal period.
Our Insurance Licensing Across All 50 States infographic puts the full picture on one page: renewal cycles, expiration trigger dates, CE hours, fingerprinting requirements, and application fees for every state.
What are the Delaware Insurance License Types and Classes?
The following table lists the common license types and classes for Delaware.
| Application Type | Delaware License Class | Delaware Line of Authority | ||||||
| Individual | Insurance Producer | Life, Health, Property, Casualty, Personal Lines, Surety, Multi-Peril Crop, Variable Annuities | ||||||
| Individual |
|
|
||||||
| Business Entity | Insurance Producer (Agency)
Adjuster (Adjusting Firm) Public Adjuster (Adjusting Firm) |
Lines of authority are based on the designated responsible licensed producer (DRLP) |
What are Delaware’s Insurance License Fees?
Licensing fees for initial licenses, renewals, exams, and other services are as follows.
| Fee Category | Basic Delaware Fee | Applies To | Notes |
| License Application | $125.00
|
Resident / non-resident producers
|
Initial license application fee. |
| License Renewal | $125.00 | Resident/non-resident producers & business entities | Biennial renewal fee for individual producer licenses. |
| Late Renewal Fee | $225.00 | Expired producer licenses | Added to the renewal fee. |
| Continuing Education (CE) Late Fee | $200.00 | Producers subject to CE. | Assessed in addition to applicable renewal and late renewal fees when CE is reported late. |
| Fingerprinting Fee | $85.00 | Relevant resident applicants | Estimated fingerprinting fee includes the background check fee. |
| State Exam | $90.00 | Resident producers | PSI examination fee. |
** Possible state retaliatory fees.
Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the Delaware DOI website directly.
This table summarizes common Delaware insurance licensing fee categories. Some license classes, appointments, business entity filings, title-related filings, and non-resident transactions may have different or additional costs. Review the relevant Delaware agent, agency, adjuster, or license-class page before filing.
Delaware Continuing Education Requirements
Delaware does not formally require pre-licensing education to obtain an insurance license.
During each biennial reporting period, Delaware requires resident licensees to complete 24 hours of continuing education in Department-approved courses, 3 of which must be in ethics.
Approved CE courses can be found on the DOI-approved provider list.
Common Delaware Licensing Compliance Mistakes
Several common mistakes may complicate producer compliance in Delaware.
Forgetting Delaware’s Fixed Renewal Schedule
Delaware resident producer licenses expire on the last day of February in even-numbered years. Assuming the renewal date is tied to birth month can cause the renewal deadline to be missed.
Misunderstanding Delaware’s Non-Resident CE Rules
Delaware requires resident producers to complete 24 hours of CE, including 3 hours of ethics, every biennial renewal period. Although non-resident producers are generally exempt from CE if they satisfy home state requirements, CE is not optional for resident producers.
Selling Insurance Without the Proper Delaware Line of Authority
Delaware licenses producers by specific lines of authority, including Property, Casualty, Life, Accident & Health or Sickness, Variable and Personal Lines Insurance. Selling insurance without first obtaining the appropriate LOA can lead to regulatory action.
Failing to Update Contact Information with the Delaware DOI
The Delaware DOI communicates licensing notices electronically. Producers must maintain a current email or mailing address to avoid missing important renewal notices, requests for additional information, or other compliance notices.
Delaware Insurance Licensing FAQs
Who issues insurance licenses in Delaware?
The Delaware Department of Insurance issues insurance licenses in Delaware.
How do you get your insurance license in Delaware?
Delaware accepts insurance license applications through NIPR. Generally, to acquire a license, applicants will need to pass the licensing exam, complete background check/fingerprinting requirements, and submit an application.
When do I need to renew my Delaware insurance license?
Delaware resident producer licenses must be renewed every two years during the renewal period, which runs from December 1 through the last day of February in even numbered years.
What if I miss the Delaware insurance license renewal deadline?
Delaware allows late renewal during two periods. From March 1 through August 31 of the renewal year, licensees may renew by paying the $225 late fee and completing the required CE. From September 1 of the renewal year through February 28 of the following odd numbered year, an additional $200 late CE fee applies. After this late renewal period ends, the licensee must reapply as a new applicant.
Do I need to retake the insurance licensing exam if I move to Delaware?
If a non-resident applies for a new resident producer license within 90 days of the termination of the license in their Home State, they will not be required to complete insurance exams in Delaware.
How can I track my Delaware producer CE credits?
Use tools available on the Delaware-specific VerifyMyCE account.
Where can I check my Delaware insurance license application status?
You can check your application status on the NIPR website.
Sources
- Delaware Continuing Education Requirements
- NAIC Fingerprint Requirements for Licensing
- Delaware Insurance Candidate Handbook
- Delaware Insurance Department Licensing Procedures
- Delaware Department of Insurance Producer Licensing
- NIPR Delaware Individual Resident Producer Licensing
- NIPR Delaware Individual Resident Producer License Renewal
- NIPR Delaware Business Entity Resident Producer Licensing
- Delaware Insurance Producer Licensing FAQ
- Delaware State Police Criminal Background Check
- Pearson VUE Delaware Insurance Exam Scheduling Information
This content is intended for general informational purposes only. Regulatory compliance may differ across states, and users are responsible for understanding and adhering to the rules relevant to their insurance practices.
Was this information helpful?
LET'S TALK
Manage Delaware Licensing More Efficiently
Delaware organizations managing multiple producers also need to track license status, appointments, CE deadlines, agency requirements, fees, and documentation.
Agenzee helps licensing and compliance teams organize producer licensing workflows, monitor deadlines, and reduce manual tracking across states.
