last updated 18 Sep 2026
Hawaii Insurance Licensing Guide
Allison Peart
Laura Crowell
Table of Contents
Hawaii Insurance Licensing Requirements
Standard Requirements
All applicants for a Hawaii insurance license must meet Hawaii’s eligibility standards. Some eligibility requirements are standard across all states. The full list is available in our U.S. Licensing Guide.
Hawaii-Specific Licensing Process
In addition to the common licensing requirements, most new applicants must also complete the following steps. Exemptions may apply based on prior licensure, active license status, or qualifying professional designations:
Fingerprinting
Pre-licensing education
Pass state exam
Where Do You Get an Insurance License in Hawaii?
In Hawaii, insurance licenses are regulated by the Hawaii Insurance Division under the Department of Commerce and Consumer Affairs (DCCA).
Regulator
Licensing portal
Appointment portal
Licensing email
Address
King Kalakaua Building, 335 Merchant Street, Room 213, Honolulu, Hawaii 96813
Phone
1-844-808-3222
Did You Know?
An adjuster license in Hawaii may not be required if a nonresident adjuster meets certain conditions.
Licensees can transfer a resident license from another state to Hawaii within 90 days of relocating (after surrendering the previous resident license) without retaking the licensing exams.
In Hawaii, business entity insurance licenses must be renewed every 2 years at the end of July.
Licensees should complete CE requirements no later than 15 days before the renewal date to allow time for processing.
Hawaii does not charge appointment or termination fees.
Hawaii only issues adjuster licenses to individuals, not business entities.
How Does Hawaii Compare to Other States?
Like many other states, Hawaii insurance licenses renew biennially on the last day of the licensee’s birth month, at which point producers must complete 24 hours of continuing education (CE). Unlike many states, however, Hawaii does not require pre-licensing education before applicants can take the licensing exam. Hawaii also has a unique continuing education timeline, requiring all CE credits to be completed no later than 15 days before the license renewal date to allow adequate processing time.
Our Insurance Licensing Across All 50 States infographic puts the full picture on one page: renewal cycles, expiration trigger dates, CE hours, fingerprinting requirements, and application fees for every state.
What are the Hawaii Insurance License Types and Classes?
Hawaii offers the following insurance licenses. While Hawaii licenses independent and public adjusters, it does not license company/staff adjusters. Hawaii only issues adjuster licenses to individuals, not business entities.
| Application Type | Hawaii License Class | Hawaii Lines of Authority | ||||||||
| Individual | Insurance Producer | Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Surety, Title, Variable Life & Variable Annuity
|
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| Individual |
|
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| Business Entity | Insurance Producer (Agency) | Lines of authority are based on the designated responsible licensed producer (DRLP) |
What are Hawaii’s Insurance License Fees?
Licensing fees for initial licenses, renewals, exams, and other services are as follows. Hawaii does not charge a state filing fee for continuing education, but third parties may require fees.
| Fee Category | Basic Hawaii Fee | Applies To | Notes |
| License Application | $150.00 (Resident)
$225.00 (Non-Resident)
|
Producers & Business Entities
|
Initial license application fee. |
| License Renewal | $100.00 (Resident)
$150.00 (Non-Resident) |
Producers & Business Entities | Up to 90 days before the expiration date. |
| Late Renewal Fee | $300.00 (Resident Individual)
$300.00 (Resident Business Entity) $300.00 (Non-Resident Business Entity)
$450.00 (Non-Resident Individuals) |
Expired producer licenses | Business entity renewals are biennial at the end of July. |
| Fingerprinting Fee | $72.00 | Relevant resident applicants | Fieldprint fee, subject to change |
| State exam | $75.00 | Resident producers | Pearson VUE examination fee. |
**Possible state retaliatory fees
Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the Hawaii DOI website directly.
This table summarizes common Hawaii insurance licensing fee categories. Some license classes, appointments, business entity filings, title-related filings, and non-resident transactions may have different or additional costs. Review the relevant Hawaii agent, agency, adjuster, or license-class page before filing.
Hawaii Continuing Education Requirements
Hawaii does not formally require pre-licensing education for resident producer applicants.
Hawaii requires resident licensees to complete 24 hours of continuing education every two years, including 3 hours of mandatory ethics training for Life, Accident & Health or Sickness, Property, Casualty, and Personal Lines.
Additional information can be found on the Hawaii DOI website.
Common Hawaii Licensing Compliance Mistakes
Several common mistakes may complicate producer compliance in Hawaii.
Missing Hawaii’s CE Reporting Deadline
Hawaii requires that approved CE course providers submit certificates of completion to the Licensing Division electronically within 15 days of course completion. Accordingly, licensees should complete CE requirements no later than 15 days before the license renewal due date for the credits to be processed in time. Failure to satisfy CE before the deadline may prevent timely license renewal.
Confusing Producer and Adjuster Licensing
In Hawaii, insurance producers and adjusters are licensed separately. Unlike many states, Hawaii licenses independent, public, and certain specialized adjusters, but does not license company/staff adjusters. Misunderstanding this distinction can lead to unnecessary licensing applications, compliance delays, or incorrect onboarding procedures for adjusters operating in the state.
Forgetting Hawaii’s 15-Day Appointment Rule
Hawaii requires insurers to file notice of appointment within 15 days after the agency contract is executed or the first insurance application is submitted. Assuming Hawaii’s appointment filing timeline is the same as other states can lead to filing delays or incorrect workflow.
Hawaii Insurance Licensing FAQs
Who issues insurance licenses in Hawaii?
The Hawaii Insurance Division issues insurance licenses in Hawaii.
How do you get an insurance license in Hawaii?
Hawaii accepts insurance license applications through NIPR. Generally, to obtain a license, applicants will need to:
- Pass the state exam
- Obtain fingerprints through Fieldprint
- Submit the licensing application and fee within 60 days of the date of fingerprinting (via NIPR)
How do I maintain my Hawaii insurance license?
To maintain a producer license, Hawaii requires that licensees complete 24 hours of continuing education and renew their license every two years, on the last day of their birth month. To allow time for processing, CE credits should be completed at least 15 days before the renewal date.
What if I miss the Hawaii insurance license renewal deadline?
Hawaii offers a one-year grace period to reinstate producer licenses. Applicable late renewal fees apply ($300 for most licenses, $450 for non-resident individuals). After one year, the licensee must reapply as a new applicant.
How can I track my Hawaii producer CE credits?
Use tools available on the Hawaii-specific VerifyMyCE account.
Where can I check my Hawaii insurance license application status?
You can check your application status on the NIPR website.
Sources
- Hawaii Insurance Frequently Asked Questions
- Hawaii Lines of Authority
- Hawaii Insurance Producer Licensing Memorandum 2002-3L
- How to Apply for, Reinstate or Reactivate an Insurance License in Hawaii
- How to Convert an Insurance License in Hawaii
- NIPR Resident Individual Producer Licensing
- NIPR Non-Resident Individual Producer Licensing
- NIPR Resident Business Entity Producer Licensing
- NIPR Hawaii Licensing Requirements
- Schedule Fingerprinting for Producer Licensing Through FieldPrint Hawaii
- Hawaii Division of Insurance Producer Licensing Fees
- PearsonVUE Insurance Licensing Exam Candidate Handbook for Hawaii
- Continuing Education Requirements for Insurance Producers in Hawaii
This content is intended for general informational purposes only. Regulatory compliance may differ across states, and users are responsible for understanding and adhering to the rules relevant to their insurance practices.
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