last updated 26 Oct 2026
Georgia Insurance Licensing Guide
Alexandra Gallup
Laura Crowell
Table of Contents
Georgia Insurance Licensing Requirements
Standard Requirements
All applicants for a Georgia insurance license must meet Georgia’s eligibility standards. Some eligibility requirements are standard across all states. The full list is available in our U.S. Licensing Guide.
Georgia Specific Licensing Process
In addition to the common licensing requirements, most new applicants must also complete the following steps. Exemptions may apply based on prior licensure, active license status, or qualifying professional designations:
Fingerprinting
Pre-licensing education
Pass state exam
Where Do You Get an Insurance License in Georgia?
In Georgia, insurance licenses are regulated by the Georgia Office of the Commissioner of Insurance.
Licensing portal
Appointment portal
Licensing email
Address
2 Martin Luther King Jr. Dr. West Tower, Suite 702, Atlanta, GA 30334 US
Phone
404-656-2070
Did You Know?
Georgia requires 8 hours of pre-licensing education per LOA.
Georgia insurance license applicants are required to submit notarized citizenship affidavits.
Property and Casualty lines of authority must be held together and cannot be held individually.
Late renewals are possible for up to 15 days past the license expiration date, after which the license may be reinstated for up to one year.
Georgia licenses independent and public adjusters.
Agencies must obtain name approval before applying for a license.
How Does Georgia Compare to Other States?
Georgia is one of many states with a biennial renewal cycle with licenses expiring on the last day of the licensee’s birth month. The state requires pre-licensing education, fingerprinting, and a passing score on the appropriate licensing exam(s).
Our Insurance Licensing Across All 50 States infographic puts the full picture on one page: renewal cycles, expiration trigger dates, CE hours, fingerprinting requirements, and application fees for every state.
What are the Georgia Insurance License Types and Lines of Authority?
The following table lists the common license types and lines of authority for Georgia.
| Application Type | License Type | Lines of Authority |
| Individual | Agent | Accident and Sickness, Property and Casualty, Life, Personal Lines, Variable Products, Credit, Surplus, Title, Travel Accident & Sickness |
| Individual | Adjuster | Property & Casualty Adjuster, Staff Adjuster, Designated Home State Adjuster, Crop/Hail Adjuster, Worker’s Compensation Adjuster, Public Adjuster, Emergency Disaster Adjuster |
| Business Entity | Insurance Agency | Lines of authority are based on the Designated Responsible Licensed Producer (DRLP). |
What are Georgia’s Insurance Licensing Fees?
Non-refundable licensing fees apply throughout the licensing process for licenses, exams, fingerprinting, and other services as follows.
| Fee Category | Fee | Applies To | Notes |
| New Producer or Adjuster License and Renewal Fee | $120.00 | Resident and non-resident initial individual and business entity producer licenses and renewals | $5 Processing Fee for Renewal. NIPR transaction fees may also apply. |
| Late Renewal Fee | $15.00 | License renewals up to 15 days late | NIPR transaction fees may also apply. |
| Reinstatement Fee | $150.00 | From 18 days past the expiration date for up to 1 year | $15 Processing Fee for Reinstatements. NIPR transaction fees may also apply. |
| Exam Fee | $67.00 | License classes requiring an exam | |
| Fingerprinting Fee | $51.50 | Applicants or business-affiliated individuals who must submit fingerprints | |
| Standard Appointment Fee | $16.00 | New appointments | NIPR transaction fees may also apply. |
Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the Georgia Office of the Commissioner of Insurance website directly.
This table summarizes common Georgia insurance licensing fee categories. Some license classes, appointments, business entity filings, title-related filings, and non-resident transactions may have different or additional costs. Review the relevant Georgia agent, agency, adjuster, or license-class page before filing.
Georgia Pre-Licensing and Continuing Education Requirements
The pre-licensing, exam, and CE requirements depend on the type of license and lines of authority. Choose an approved pre-licensing education vendor. Candidates can schedule initial licensing exams through Pearson VUE.
Individual Georgia CE requirements are available on the Georgia Office of the Commissioner of Insurance website. CE requirements for full lines producers and adjusters typically include 24 hours of CE with 3 hours of ethics, every two years.
Common Georgia Licensing Compliance Mistakes
Georgia’s licensing process creates several compliance risks for individual insurance licensees and organizations managing multiple producers.
Forgetting to complete a citizenship affidavit.
Applications will not be processed without a notarized citizenship affidavit and copies of two valid forms of ID.
Attempting to complete fingerprinting before the application.
Submit your license application before scheduling fingerprints.
Using the wrong code at the fingerprinting vendor.
Applicants must register with IdentoGo using the service code 2TGJ6B to submit fingerprints.
Missing the appointment filing deadline.
Insurers must file company appointments within 15 days of the producer’s first sale.
Overestimating how many CE credits carry over.
Extra CE credits earned during the previous renewal period can cover up to half of the next period’s CE requirement. For example, if 24 hours are required, you can apply no more than 12 carryover hours, even if you earned more than 12 extra hours.
Misunderstanding the first renewal date.
The first license renewal depends on the applicant’s birth month and may take place between 18 and 29 months.
Georgia Insurance Licensing FAQs
Who issues Georgia insurance licenses?
The Georgia Office of the Commissioner of Insurance regulates the issuance of insurance licenses for agents, adjusters, and business entities.
How do I become an insurance agent in the state of Georgia?
In general, to get a Georgia insurance agent license:
- Review the relevant insurance agent license requirements on the Georgia Office of the Commissioner of Insurance website.
- Complete 8 hours of pre-licensing education per LOA.
- Pass the Georgia state exam for the desired line(s) of authority through Pearson VUE.
- Apply for a license through NIPR.
- Submit fingerprints through IdentoGo.
What disqualifies you from getting an insurance license in Georgia?
Certain criminal convictions, felonies, and misdemeanors involving fraud, dishonesty, or theft may disqualify an individual from obtaining an insurance license in Georgia or require additional documentation.
What is a passing score for Georgia insurance license exams?
Most Georgia insurance license exams have a passing score of 70% or higher.
How often must an insurance agent license be renewed in Georgia?
Georgia insurance agent licenses renew biennially by the last day of the licensee’s birth month and up to 60 days before the expiration date.
What are the Georgia insurance license CE requirements?
Agents licensed for less than 20 years generally need to complete 24 hours of CE biennially, including 3 hours of ethics. Agents licensed for more than 20 years generally need to complete 20 hours of CE biennially, including 3 hours of CE. Long-term care, annuities, and flood insurance have additional training requirements.
Can I still renew my insurance license after it expires in Georgia?
Yes. Georgia offers a 15-day late renewal window to renew your insurance license after paying a $15 late fee, plus the renewal fee. From 18 days past the expiration date and for up to one year, licensees can reinstate the license after paying a reinstatement fee of $180, plus the renewal fee.
How can I track my Georgia producer CE credits?
Use the VerifyMyCE page to track your CE credits.
Where can I check my Georgia insurance license application status?
You can check your application status on the NIPR website.
Sources
- Georgia Insurance Producer Licensing Instructions
- Continuing Education Requirements for Licensing Renewals
- How to Renew a Georgia Insurance Producer License
- NIPR Georgia Resident Insurance Producer License Renewal Requirements
- Georgia Insurance Producer Licensing Renewal Instructions
- Pearson Vue Georgia Insurance License Candidate Handbook
- Georgia Enrollment & Fingerprinting Services
- Georgia Licensed Adjusters, Public Adjusters, Counselors & Surplus Lines Brokers
- Georgia Insurance Department Examination Scheduling Information
- Georgia State-Approved Insurance Pre-licensing Education Providers
- Georgia Agent Appointment POCs
- Request a Georgia Insurance Agency License
This content is intended for general informational purposes only. Regulatory compliance may differ across states, and users are responsible for understanding and adhering to the rules relevant to their insurance practices.
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Georgia organizations managing multiple producers also need to track license status, appointments, CE deadlines, agency requirements, fees, and documentation.
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