last updated 26 Oct 2026
Connecticut Insurance Licensing Guide
Alexandra Gallup
Laura Crowell
Table of Contents
Connecticut Insurance Licensing Requirements
Standard Requirements
All applicants for a Connecticut insurance license must meet Connecticut’s eligibility standards. Some eligibility requirements are standard across all states. The full list is available in our U.S. Licensing Guide.
Connecticut Specific Licensing Process
In addition to the common licensing requirements, most new applicants must also complete the following steps. Exemptions may apply based on prior licensure, active license status, or qualifying professional designations:
Fingerprinting
Pre-licensing education
Pass state exam
Where Do You Get an Insurance License in Connecticut?
In Connecticut, insurance licenses are regulated by the Connecticut Insurance Department.
Regulator
Licensing portal
Appointment portal
Licensing email
Address
153 Market Street, 7th Floor, Hartford, CT 06103
Phone
860-297-3800
Did You Know?
Connecticut follows a biennial license renewal cycle.
Connecticut does not require fingerprinting but does require pre-licensing education.
Connecticut has a complicated fee structure for initial licenses and renewals depending on license type.
Connecticut does not require CE for adjusters.
Up to 24 hours of CE may be carried over to the next renewal cycle.
How Does Connecticut Compare to Other States?
Connecticut is one of many states with a biennial renewal cycle with producer licenses expiring on last day of the licensee’s birth month. The state requires pre-licensing education but not fingerprinting. A passing grade on the appropriate licensing exam(s) is also required.
Our Insurance Licensing Across All 50 States infographic puts the full picture on one page: renewal cycles, expiration trigger dates, CE hours, fingerprinting requirements, and application fees for every state.
What are the Connecticut Insurance License Types and Lines of Authority?
The following table lists the common license types and lines of authority for Connecticut.
| Application Type | License Type | Lines of Authority |
| Individual | Producer | Life, Accident and Health or Sickness, Property, Casualty, Personal Lines, Life Settlement Broker, Life Settlement Registration, Variable Life and Variable Annuity, Credit, Travel, Crop, Motor Vehicle Physical Damage (MVPD), Certified Insurance Consultant, Fraternal Agent, Reinsurance Intermediary, Surety Bail Bonds, Surplus Lines |
| Individual | Adjuster | Property & Casualty Claims, Catastrophe Adjuster, Public Adjuster, Designated Home State Adjuster |
| Business Entity | Agency or Firm | Property & Casualty Claims, Motor Vehicle Physical Damage (MVPD), Certified Insurance Consultant, Life Settlement Broker, Portable Electronics, Producer, Travel – Limited Lines, Reinsurance Intermediary, Rental Car Permit, Surety Bail Bonds, Surplus Lines |
What are Connecticut’s Insurance Licensing Fees?
Non-refundable licensing fees apply throughout the licensing process for licenses, exams, fingerprinting, and other services as follows.
| Fee Category | Fee | Applies To | Notes |
| Individual Producer License Fee | $140.00 | Individual resident and non-resident initial licenses | The first license may expire before a full 2 years. NIPR transaction fees may also apply. |
| Individual Producer License Renewal Fee | $160.00 | Individual producer license renewal fee | Renew the license every 2 years by the last day of the birth month. NIPR transaction fees may also apply. |
| Individual Producer License Reinstatement Fee | $130.00 | Individual producers reinstating licenses past the late renewal deadline | Reinstatements are possible within one year of the license expiration date. NIPR transaction fees may also apply. |
| Business Entity Producer License Fee | $130.00 | Business entity licenses | Renew by January 31 of even-numbered years. NIPR transaction fees may also apply. |
| Amendment Fee | $130.00 | Per additional line of authority | NIPR transaction fees may also apply. |
| Property & Casualty Claims Adjuster License | $130.00 | Individual and business entity P&C adjuster licenses | Individual licenses renew in the birth month every 2 years. Business entity licenses renew June 30 of odd years. NIPR transaction fees may also apply. |
| Property & Casualty Claims Adjuster License Renewal | $80.00 | Individual and business entity P&C adjuster license renewals | No CE requirement. NIPR transaction fees may also apply. |
| Public Adjuster License | $300.00 | Individual and business entity public insurance adjuster licenses | Expires April 30 of even-numbered years. NIPR transaction fees may also apply. |
| Public Adjuster License Renewal Fee | $250.00 | Individual and business entity public insurance adjuster license renewals | No CE requirement. NIPR transaction fees may also apply. |
| State Exam | $65.00 | License classes that require an exam | Life Producer, Accident & Health or Sickness Producer, Property Producer, Casualty Producer, Personal Lines Producer, Public Adjuster |
| $70.00 | All Lines Casualty Adjuster, Auto Only Casualty Adjuster, All Lines except Worker’s Compensation Casualty Adjuster, Worker’s Compensation Only Casualty Adjuster | ||
| State Exam Fee | $105.00 | License classes that require an exam | Life, Accident & Health or Sickness Producer, Property and Casualty Producer, |
| $120.00 | Motor Vehicle Physical Damage Appraiser | ||
| Standard Appointment | $75.00 per license class/member | Resident and non-resident appointments | NIPR transaction fees may also apply. |
Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the Connecticut Insurance Department directly.
This table summarizes common Connecticut insurance licensing fee categories. Some license classes, appointments, business entity filings, title-related filings, and non-resident transactions may have different or additional costs. Review the relevant Connecticut agent, agency, adjuster, or license-class page before filing.
Connecticut Pre-Licensing and Continuing Education Requirements
The exam and CE requirements depend on the type of license and lines of authority. Candidates can schedule pre-licensing education and initial licensing exams through Pearson VUE. Connecticut requires 20 hours of pre-licensing education per line of authority.
Connecticut CE requirements are available on the Connecticut Insurance Department website. CE requirements typically include 24 hours every 2 years, including 3 hours of ethics before the renewal deadline. Property/Casualty and Personal Lines producers must complete an approved three 3-credit NFIP Flood Insurance course once. Adjusters do not need to complete CE. Choose a CE provider from the provider and course lookup tool.
Common Connecticut Licensing Compliance Mistakes
Connecticut’s licensing process creates several compliance risks for individual licensees and organizations managing multiple producers.
Failing to complete CE in time.
Connecticut CE providers may take up to 15 days to post course credits. Licensees required to complete CE should complete coursework with this delay in mind.
Forgetting to update contact information.
Connecticut requires licensees to report changes to contact information, such as name, address, administrative actions, DBA and/or DLRP changes within 30 days to avoid penalties.
Waiting too long to reinstate a license.
Licenses that lapse after the expiration date may be reinstated for up to one year. If the license is not reinstated within one year, the license holder will have to restart the initial licensing process by taking pre-licensing education and passing the state exam.
Overlooking the annuity training requirement.
Connecticut requires a one-time 4-credit course for resident and non-resident life insurance producers that plan to sell annuity products.
Attempting to add a line of authority within the renewal window.
Connecticut licensees must renew licenses before adding a new line of authority if the license is within 90 days of the renewal window.
Forgetting to change or terminate appointments on time.
The deadline for changing or terminating company appointments for insurance producers using the NIPR’s producer database is April 15 of even-numbered years. The renewal invoice is available May 1 and the last day to submit a payment is May 31.
Connecticut Insurance Licensing FAQs
Who issues Connecticut insurance licenses?
The Connecticut Insurance Department regulates the issuance of insurance licenses for producers, adjusters, and business entities.
Can you take the Connecticut insurance exams online?
Connecticut insurance license exams must be taken in person at a Pearson VUE testing center.
What is the minimum age requirement for Connecticut insurance licenses?
Connecticut resident insurance producers and adjusters must be at least 18 years of age.
What are the continuing education requirements for Connecticut insurance licenses?
Connecticut CE requirements vary depending on the type of insurance license. Insurance producers are typically required to complete 24 hours of CE, including 3 hours of ethics every 2 years. Insurance adjusters do not have a CE requirement.
How do you renew a Connecticut insurance license?
The Connecticut insurance producer license renewal process typically includes the following steps:
- For producers, complete 24 hours of Continuing Education (CE), including 3 hours of ethics/law. Adjusters skip this step.
- Submit a renewal application online through NIPR along with the renewal fee for your license type.
Does Connecticut license adjusters?
Connecticut offers different types of adjuster licenses including property & casualty claims adjuster, catastrophe adjuster, public adjuster, and designated home state adjuster.
How do you surrender an insurance license in Connecticut?
Insurance producers, brokers, adjusters, and other licensees wishing to surrender a license may fill out a voluntary surrender request form.
How can I track my Connecticut producer CE credits?
Use the VerifyMyCE page to track your CE credits.
How do I get a property and casualty license in Connecticut?
To get a property and casualty license in Connecticut:
- Complete 40 hours of approved P&C pre-licensing education.
- Pay the $105 fee and pass the 2.5-hour Connecticut property and casualty exam.
- Submit an online application for a property and casualty license through the NIPR and pay the $140 licensing fee. (Wait 2 days after passing the exam.)
Where can I check my Connecticut insurance license application status?
You can check your application status on the NIPR website.
Sources
- Connecticut Individual Insurance Producer Information
- Connecticut Continuing Education Handbook and FAQs
- Connecticut Insurance Producer Continuing Education Handbook
- How to Change Your Resident State Insurance Producer License to Connecticut
- Connecticut Business Entity Insurance Producer License Rules
- Connecticut Insurance Candidate Handbook
- Connecticut Insurance Producer License Renewals
- Connecticut License Types, Fees, And Renewal Dates
- Pearson VUE Connecticut Insurance License Candidate Handbook
- Annuity Training for Insurers and Producers with a Life Line of Authority
- Connecticut Designated Home State (DHS) Adjuster License
This content is intended for general informational purposes only. Regulatory compliance may differ across states, and users are responsible for understanding and adhering to the rules relevant to their insurance practices.
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