last updated 18 Sep 2026
Illinois Insurance Licensing Guide
Alexandra Gallup
Laura Crowell
Table of Contents
Illinois Insurance Licensing Requirements
Standard Requirements
All applicants for an Illinois insurance license must meet Illinois’s eligibility standards. Some eligibility requirements are standard across all states. The full list is available in our U.S. Licensing Guide.
Illinois Specific Licensing Process
In addition to the common licensing requirements, most new applicants must also complete the following steps. Exemptions may apply based on prior licensure, active license status, or qualifying professional designations:
Fingerprinting
Pre-licensing Education
Pass state exam
Where Do You Get an Insurance License in Illinois?
In Illinois, insurance licenses are regulated by the Illinois Department of Insurance.
Regulator
Licensing portal
Appointment portal
Licensing email
Address
320 West Washington Street, Springfield, IL 62767-0001
Phone
217-782-6366
Did You Know?
Illinois insurance license candidates are required to complete two exams, a general exam and a state exam.
Illinois requires 20 hours of pre-licensing education per line of authority.
Applicants must wait at least 5 days after taking the exams to apply for a license.
Illinois does not license independent or company adjusters but does license public adjusters.
Illinois is a "Registry" state and does not require appointments for most lines, except for Limited lines and Travel producers.
Temporary producer licenses expire after 90 days and cannot be renewed.
How Does Illinois Compare to Other States?
Illinois is one of many states with a biennial renewal cycle with licenses expiring on the last day of the licensee’s birth month. The state does not require fingerprinting, but pre-licensing education and licensing exam(s) are required.
Our Insurance Licensing Across All 50 States infographic puts the full picture on one page: renewal cycles, expiration trigger dates, CE hours, fingerprinting requirements, and application fees for every state.
What are the Illinois Insurance License Types and Classes?
| Illinois License Type | Illinois Lines of Authority |
| Producer | Life, Accident & Health, Property, Casualty, Personal lines, Motor Vehicle, Limited lines, Temporary, Surplus lines |
| Business Entity | Producer, Public Adjuster |
| Adjuster | Public Adjuster |
What are Illinois’s Insurance Licensing Fees?
Non-refundable licensing fees apply throughout the licensing process for licenses, exams, fingerprinting, and other services as follows.
| Fee Category | Basic Illinois Fee | Applies To | Notes |
| Resident Producer License Fee | $215.00 | Resident initial licenses and renewals | Licensing fees are prorated for terms under two years. |
| Non-Resident Producer License Fee | $380.00 | Non-resident initial licenses and renewals | Licensing fees are prorated for terms under two years. |
| Resident Reinstatement Fee | $430.00 | Resident licenses that have been expired for up to one year | |
| Non-Resident Reinstatement Fee | $760.00 | Non-resident licenses that have been expired for up to one year | |
| State exam | $92.00 | License classes that require an exam | Includes $50.00 State of Illinois administrative fee. |
Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the Illinois Department of Insurance website directly.
This table summarizes common Illinois insurance licensing fee categories. Some license classes, appointments, temporary appointments, business entity filings, title-related filings, and non-resident transactions may have different or additional costs. Review the relevant Illinois producer, agency, or adjuster page before filing.
Illinois Continuing Education Requirements
The exam and CE requirements depend on the type of license and lines of authority. Candidates schedule initial licensing exams through Pearson VUE. Licensees can look up CE hours on the state-based system.
Individual Illinois CE requirements are available on the Illinois Department of Insurance website. Complete CE no later than 1 month before the license expires. CE requirements typically include 24 hours of CE and 3 hours of ethics, every two years.
Common Illinois Licensing Compliance Mistakes
Illinois’s licensing process creates several compliance risks for individual licensees and organizations managing multiple producers.
1. Letting the pre-licensing certificate expire before taking the exam.
Illinois requires insurance license applicants to complete the exam within 12 months of completing pre-licensing education.
2. Failing to keep contact information up to date.
Illinois requires licensees to notify the department of contact information changes such as name, address, and email changes, within 30 days.
3. Forgetting to register for both the general and state exams.
Illinois requires applicants to take both a general and state exam for most lines of authority. Applicants must sign up for these exams separately. Exception: the Public Adjuster and Motor Vehicle exams only require one exam.
Illinois Insurance Licensing FAQs
Who issues Illinois insurance licenses?
The Illinois Department of Insurance regulates the issuance of insurance licenses for producers, adjusters, and business entities.
How do you get an Illinois individual insurance license?
In general, to get an Illinois insurance license:
- Choose the correct Illinois license.
- Review the Illinois Department of Insurance qualification page for that license.
- Complete any required exam, fingerprinting, or background review.
- Apply through NIPR.
- Monitor NIPR for application status, department messages, deficiencies, license information, appointments, and CE status.
What is the fee for an Illinois resident insurance producer license?
Illinois charges a $215 fee for a resident insurance producer license.
How often must an insurance producer's license be renewed in Illinois?
Illinois insurance producer licenses require renewal and completion of CE every 2 years up to 90 days before the expiration date on the last day of the licensee’s birth month. Producers should complete CE at least 30 days before the renewal date to avoid delays.
How do I renew my Illinois insurance license?
Illinois insurance producers can renew their licenses online at NIPR after completing required CE and paying the $215 renewal fee.
What are the different insurance licenses in Illinois?
Illinois offers insurance licenses for producers, public adjusters, and business entities such as agencies and adjusting firms in lines of authority such as Life, Health, Property, Casualty, Specialty, and Temporary lines.
What if I miss the Illinois CE renewal deadline?
If a licensee fails to complete CE requirements a license will have to be reinstated after fulfilling CE requirements and paying a reinstatement fee ($430 residents or $760 non-residents). If the licensee fails to reinstate the license within one year, the licensee must apply as a new applicant.
How can I track my Illinois producer CE credits?
Use the VerifyMyCE page or look up CE hours on the state-based system to track CE credits.
Where can I check my Illinois insurance license application status?
You can check your application status on the NIPR website.
Sources
- How to Become an Illinois Resident Insurance Producer
- Pearson VUE Illinois Department of Insurance Exams
- Illinois Insurance Candidate Handbook
- Illinois Public Adjuster Examination And License Info
- Illinois Insurance License Fee Schedule
- Illinois Suitability Annuity Training Information
- How to Become a Licensed Illinois Public Adjuster
- Illinois Licenses, Certifications, And FAQs
- How To Add A New Line of Authority to Your Illinois License
- How to Apply for an Illinois Business Entity License
- How to Apply for an Illinois Non-Resident License
- How to Renew Your Illinois Resident Producer License
This content is intended for general informational purposes only. Regulatory compliance may differ across states, and users are responsible for understanding and adhering to the rules relevant to their insurance practices.
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Illinois organizations managing multiple producers also need to track license status, appointments, CE deadlines, agency requirements, fees, and documentation.
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