Line of Authority

A line of authority (LOA) is a general category or subject area of insurance in which a producer can be licensed to sell (License classes are more specific and fall within LOAs).

Major LOAs include:

Life
Health
Accident and Health
Property and Casualty (P&C)
Variable Life and Variable Annuity
Personal Lines

License Renewal

Managing General Underwriter (MGU)

Sources

NAIC – State Licensing Handbook: Lines of Insurance

Related Blogs

NIPR

All Audiences

NIPR Licensing Guide: How to Add a New Line of Authority in Any State

What is NIPR? The National Insurance Producer Registry (NIPR) is a centralized system that streamlines the insurance licensing process across the United States. It facilitates online applications for insurance producers, adjusters, and other license holders, ensuring compliance with state regulations. By using NIPR, individuals and businesses can efficiently manage new applications, renewals, and modifications to their existing licenses, including adding a new line of authority (LOA) in any state.