Company / Staff Adjuster

A company/staff adjuster is a claims adjuster employed by a single insurance carrier to adjust claims on behalf of that insurer. They are a salaried employee of that insurer and only handle claims for that insurer. 

What Are Company Adjuster Licensing Requirements?

Licensing requirements for company adjusters are similar to those for producers and may include background checks, pre-licensing education, licensing exams, continuing education, and renewals. 

However, due to their employment relationship with insurance carriers, company adjusters face a unique licensing landscape:

• License: Some states exempt insurance carrier employees from adjuster licensing requirements, while other states require separate licenses for company adjusters. Licensing requirements vary greatly by jurisdiction. 
• Appointments: Some states authorize company adjusters to adjust claims as employees of an insurance carrier. Appointment requirements vary by state. 
  

• Carrier Relationship: As employees of an insurance carrier, company adjusters operate under that carrier’s authority, policies, and procedures. The insurer may determine claims settlement authority and is generally responsible for ensuring company adjuster compliance with applicable state regulations and requirements.