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last updated 21 Apr 2026
South Dakota Licensing and Renewal Guide
What this guide will teach you:
- How to apply for or renew a South Dakota producer insurance license for property/casualty/health/life/financial insurance services.
- What fees to expect for obtaining and maintaining insurance licenses.
- How to meet continuing education (CE) requirements and deadlines.
- How to access resources and contact information to simplify the process.
Rules and Requirements for South Dakota Property & Casualty and Life & Health Insurance Licenses
New applicants must meet South Dakota’s eligibility standards, including age, residency, and background requirements.
What is the minimum age to apply for a new license?
Applicants must be at least eighteen (18) years old.
Do I need to provide any specific identification to apply?
Yes, you must provide a SSN (Social Security Number) or a FEIN (Federal Employer Identification Number). Non-citizens must show proof of U.S. work authorization.
Is proof of residency required?
No, you can hold a South Dakota resident producer license while residing in another state. However, your business address must be located within South Dakota.
Are there any exams I need to pass to get my license?
Yes, you must pass the appropriate producer licensing exam(s).
Do I need to complete fingerprinting as part of the application process?
No, fingerprinting is NOT required.
Are there character requirements to qualify for a license?
Yes, you must pass a state and federal criminal history background check.
How to Apply for and Renew a Producer License in South Dakota
Applying for a New Producer License in South Dakota
Renewing a Producer License in South Dakota
Non-Resident Producer Licensing in South Dakota
South Dakota Business Entity Insurance License Applications
South Dakota Producer Licensing Fees
Licensing fees for initial licenses, renewals, exams, and other services are as follows.
| Fees | Price |
| Resident Individual/Business Entity New License/Reinstatement Fee | $25.00 |
| Resident Individual Renewal Fee | $20.00 |
| Non-Resident Individual/Business Entity New License/Reinstatement Fee | $30.00 |
| Non-Resident Individual Renewal Fee | Fees are retaliatory |
| South Dakota License Exam Fee | $85.00 (single) $95.00 (combined) |
Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the South Dakota Division of Insurance website directly.
Continuing Education (CE)
CE requirements:
- Up to 20 hours of CE every 2 years for Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, and Crop lines, depending on the lines held.
More information about South Dakota CE requirements is available at: Continuing Education – Official Website of the South Dakota Department of Business Regulation.
| License Type | Property/Casualty Hours | Life/Health Hours | Crop Hours | Total Hours |
| Property/Casualty only | 10 | — | — | 10 |
| Life/Health only | — | 10 | — | 10 |
| Crop only | — | — | 4 | 4 |
| Property/Casualty and Life/Health | 10 | 10 | — | 20 |
| Crop and Life/Health | — | 8 | 2 | 10 |
| Crop and Property/Casualty | 8 | — | 2 | 10 |
| Crop, Property/Casualty, and Life/Health | 8 | 10 | 2 | 20 |
FAQs
When do I need to renew my South Dakota insurance license?
Licenses in South Dakota require completion of CE every 2 years before the last day of the licensee’s birth month. Track your exact renewal date and CE credits via the SBS Lookup tool, or on the NIPR website.
What if I miss the South Dakota insurance license renewal deadline?
If a South Dakota insurance producer license expires, appointments will be cancelled, and the licensee will have one year to reinstate the license. After one year, the licensee must restart the initial licensing process and retake the exam(s).
How can I track my South Dakota producer CE credits?
Use tools available on the South Dakota-specific VerifyMyCE account.
Where can I check my South Dakota insurance license application status?
You can check your application status on the NIPR website.
Sources
- South Dakota Division of Insurance Producer Information
- South Dakota Division of Insurance Continuing Education (CE)
- South Dakota Division of Insurance Producer Information for Non-Resident Producers
- Guidance for Insurance Producers in South Dakota
- South Dakota Division of Insurance Producer Forms, Reports and Fees
- NAIC Fingerprint Requirements for Licensing
- NIPR South Dakota Resident Individual Producer Licensing
- South Dakota Division of Insurance Producer Home State Residency Information
- How to Apply for a New Business Entity License in South Dakota
- South Dakota Retaliatory Fee Schedule for Non-Resident Producer License Renewals
- South Dakota Insurance Licensing Candidate Handbook
Disclaimer: This post is for informational purposes only and does not constitute legal or compliance advice. Agenzee does not warrant the accuracy of and assumes no liability for reliance. Please consult regulators or professional advisors as needed. See our full disclaimer for details.
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