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last updated 30 Apr 2026
Minnesota Licensing and Renewal Guide
What this guide will teach you:
- How to apply for or renew a Minnesota producer insurance license for property/casualty/health/life/financial insurance services.
- What fees to expect for obtaining and maintaining insurance licenses.
- How to meet continuing education (CE) requirements and deadlines.
- How to access resources and contact information to simplify the process.
Rules and Requirements for Minnesota Property & Casualty and Life & Health Insurance Licenses
New applicants must meet Minnesota’s eligibility standards, including age, residency, and background requirements.
What is the minimum age to apply for a new license?
Applicants must be at least eighteen (18) years old.
Do I need to provide any specific identification to apply?
Yes, you must provide a SSN (Social Security Number) or a FEIN (Federal Employer Identification Number).
Is proof of residency required?
Yes, you are required to provide proof of residency within the state of Minnesota.
Are there any exams I need to pass to get my license?
Yes, you must complete 20 hours of pre-licensing education per LOA and pass the appropriate producer licensing exam(s).
Do I need to complete fingerprinting as part of the application process?
Yes, fingerprinting is required.
Are there character requirements to qualify for a license?
Yes, you must pass a state and federal criminal history background check.
How to Apply for and Renew a Producer License in Minnesota
Applying for a New Producer License in Minnesota
Renewing a Producer License in Minnesota
Non-Resident Producer Licensing in Minnesota
Minnesota Business Entity Insurance License Applications
Minnesota Producer Licensing Fees
Licensing fees for initial licenses, renewals, exams, and other services are as follows.
| Fees | Price |
| Individual Resident/Non-Resident New License/Renewal Fee | $50.00 |
| Business Entity Resident/Non-Resident New License/Renewal Fee | $200.00 |
| Individual Amendment Fee (per LOA) | $50.00 |
| Individual Late Renewal Fee | $100.00 |
| Fingerprint Background Check | $63.75 |
| Minnesota License Exam Fee | $45.00 |
Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees directly on the Minnesota Commerce Department website.
Continuing Education (CE)
CE requirements:
- 24 hours of CE (including 3 hours of ethics) for Life, Accident & Health, Variable Annuities & Variable Life, Property, Casualty, Personal Lines, Farm Property & Liability, Credit, Travel, Bail Bonds, and Title lines every 2 years.
More information about Minnesota CE requirements is available at: Continuing Education – Official Website of the Minnesota Commerce Department.
FAQs
When do I need to renew my Minnesota insurance license?
Individual producer licenses in Minnesota require renewal and completion of CE every 2 years by the last day of the licensee’s birth month. Business entities renew every 2 years by October 31st. Renew up to 90 days before the license expires.
What if I miss the Minnesota insurance license renewal deadline?
Minnesota offers a one-year grace period to reinstate individual producer licenses after paying a reinstatement fee of $100. After the grace period, the licensee must reapply as a new applicant.
How can I track my Minnesota producer CE credits?
Use tools available on the Minnesota-specific VerifyMyCE account.
Where can I check my Minnesota insurance license application status?
You can check your application status on the NIPR website.
Sources
- NIPR Resident Licensing for Individuals in Minnesota
- Minnesota Commerce Department Producer Resident Licensing
- NIPR Resident License Renewals for Individuals in Minnesota
- NIPR Non-Resident Individual Licensing for Minnesota
- NIPR Non-Resident Individual License Renewals for Minnesota
- NIPR Resident Business Entity Licensing in Minnesota
- NIPR Non-Resident Business Entity Licensing in Minnesota
- Minnesota Commerce Department Licensing
- Minnesota Non-Resident Producer License Application Process
- Minnesota Insurance Exam Candidate Information Bulletin
Disclaimer: This post is for informational purposes only and does not constitute legal or compliance advice. Agenzee does not warrant the accuracy of and assumes no liability for reliance. Please consult regulators or professional advisors as needed. See our full disclaimer for details.
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