Fingerprinting
Fingerprinting is a strategy that is sometimes required as part of the background checks insurance producers must pass to stay licensed and compliant in most states. Fingerprint-based searches can be used to check an individual’s FBI and state criminal record.
Fingerprinting requirements vary by state. Some states waive the requirement if you’ve already been fingerprinted, but others like Florida and California require fingerprinting even for reciprocal licenses. Fingerprints can be submitted electronically through state-approved vendors like Fieldprint or IdentoGO.
Related to Producer Verification
To understand fingerprinting, one must contextualize it within a larger approach to verifying producer eligibility.
- Background Checks: Strategies to verify a producer’s financial and criminal history often include fingerprinting.
- Licensing Validation: Insurance carriers must also verify that producers possess active licenses under the correct line of authority and state.
- Appointment Filing: If required, appointments must be completed and filed on time in accordance with state-specific regulations before a producer can be verified.
- Renewal Tracking: Producers must have renewed their licenses within the state-determined renewal cycle.
People Also Ask
- How can I submit my fingerprints?
Depending on the state, fingerprints can be submitted electronically or by mail. Applicants may need to pay a processing fee. - Do non-resident license applicants need to be fingerprinted?
Many states waive the fingerprinting requirement if a valid background check has been passed for the resident license, but there are some exceptions. - Does every state require fingerprinting?
Not every state requires fingerprinting. Check your state’s Department of Insurance for more information.
