Adjuster

After an insurance claim is filed, an insurance or claims adjuster evaluates, manages, and authorizes claims and payments. They evaluate accidents, damages, and settlements, comparing to policy coverages to determine insurer liability and financial responsibility. Adjusters can work for insurance companies, independent firms, or directly for claimants.

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Adjuster Licensing

Illinois Implements Fee Increases for Non-Resident Public Adjuster Licenses in 2026

The Illinois Department of Insurance has implemented updated licensing fees for non-resident public adjusters, effective January 1, 2026. These changes affect both individual and business entity adjusters, including those without a designated home state. With increases to initial application, renewal, and reinstatement fees, organizations must account for higher costs and ensure compliance workflows are adjusted accordingly. This update highlights the importance of proactive license management and accurate tracking across multi-state operations.

Adjuster

Iowa Insurance Division Issues Financial Responsibility Guidance for Adjusters

The Iowa Insurance Division has released Bulletin 25-08 to provide clarity on the financial responsibility requirements established under Senate File 619 and Iowa Code § 522C.7. The guidance explains how public and independent adjusters, as well as adjuster business entities, may demonstrate compliance through approved options such as surety bonds, professional liability or E&O insurance, or an irrevocable letter of credit. The bulletin also outlines filing requirements, recordkeeping expectations, and consequences for failing to maintain continuous financial responsibility as Iowa continues implementing the expanded adjuster licensing framework.

Adjuster

Louisiana Adjuster Licensing Reciprocity: Texas Residency Verification Explained

Effective immediately, the Louisiana Department of Insurance (LDI) requires all Texas residents applying for a Louisiana nonresident claims adjuster license to provide proof of Texas residency. Applicants must submit a copy of a valid Texas-issued driver’s license. This requirement ensures eligibility under reciprocity agreements and reduces the number of applications submitted with inaccurate residency information.

2025 CAT Adjuster Rules for North Carolina: Everything You Need to Know

Adjuster Licensing

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2025 CAT Adjuster Rules for North Carolina: Everything You Need to Know

New ID and Access Rules for CAT Adjusters in North Carolina. As hurricane season approaches, the North Carolina Department of Insurance (NCDOI) has released updated procedures for out-of-state catastrophic (CAT) adjusters operating in declared disaster areas. These guidelines are critical for insurance carriers and adjusting firms planning emergency deployments.