Missouri Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.

Appointments and Terminations in Missouri

No, Registry

Authorized licensees must be added to carrier's internal registry within 30 days of effective date

No

$0

Registry State - Cancelled; Cancelled for cause

Licensing in Missouri

Initial individual new license fee

$100

$100

$100

$100

License renewal fee

$100

$100

$100

$100

90 days before expiration

Birth date every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

90 days before expiration

Birth date every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

No

No

Residence, Business, and Mailing

Motor Vehicle Extended Services Contract Risk Retention Group, Life and Health Surplus Lines, Utilization Review Property & Casualty, Health Maintenance Organization Insurance Producer Public Adjuster Corporation Organizational Credit Bail Bond Agent General Bail Bond Agent Navigator Temporary Insurance Producer

Agency Licensing in Missouri

Yes

Yes

No

Renewal due by license issuance date, biennially

Yes

Missouri requires that all individual licensees working through or for a Business Entity be affiliated with the entity. Business Entities are required to notify DCI of any changes to affiliates within 20 working days.

If the branch is operating under the same name as the licensed Business Entity, then the branch may be added to the existing license.

Independent and Emergency Adjuster Licensing in Missouri

Only Public Adjusters

No

N/A

None

Annual renewal.

48 hours after an emergency, only public adjusters licensed in Missouri or one with a valid adjuster license from another state may adjust claims.

Continuing Education Requirements for Missouri Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees are required to complete 16 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

The license renewal date coincides with the licensee's birth date.

The license renewal year is based on the year of first license issuance.

Continuing education credits are due prior to the license expiration.

The state sends a CE reminder 90 days prior to the expiration date.

Licensees who are 70 years old or older are exempt from continuing education requirements.

Within 12 months of expiration, licensees must complete all renewal requirements and submit a per-month late fee of $25 for license reinstatement. After 12 months, reapplication for a new license is necessary.

Licensees must complete 3 hours of ethics training.

Licensees are required to complete 3 hours of NFIP course.

Initial certification requires an 8-hour course, followed by 4 hours of LTC-specific training every two years.

Licensees must complete a one-time, 4-hour course.

Frequently Asked Questions on Missouri Insurance Licensing

Missouri insurance licenses must be renewed every two years, coinciding with the licensee's birth date.

The renewal fees for most types of insurance licenses in Missouri are $100, regardless of whether the license is for a resident or nonresident.

If you miss your renewal date, you can still reinstate your license up to one year after expiration by meeting all required CE and paying the necessary late fees.

Texas-Flag

Missouri

Chlora Lindley-Myers

(573) 751-3518

Missouri Department of Insurance