Minnesota Insurance Licensing

Appointments and Terminations in Minnesota

Yes

Yes

Within 15 days of contract execution or first business submission

Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier.

Yes

$30

$30

No

No

Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old.

Yes

Minnesota portal

No fee

Yes

Cancelled by general agent

yes

Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old.

No fee

Licensing in Minnesota

Resident New License Insurance Producer: $50 (per LOA) Resident New License Surplus Lines Producer: $500 Nonresident New License Insurance Producer: $50 (per LOA) Nonresident New License Surplus Lines Producer: $500

Resident Renewal Insurance Producer: $50 Resident Renewal Surplus Lines Producer: $500 Nonresident Renewal Insurance Producer: $50 Nonresident Renewal Surplus Lines Producer: $500

Last day of birth month every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

Last day of birth month every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

Agency Licensing in Minnesota

Yes

Yes

No

90 days prior to expiration until October 31st.

Yes

No

License not required but branch must be registered

Independent and Emergency Adjuster Licensing in Minnesota

Yes

Yes

Yes

AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV

CA, HI, NY, PR

Property & Casualty, Crop, Workers' Compensation

Licensing Fee: $50, Amendment Fee: $50 Renewal Fee: $50 Late Renewal Fee: $100

Yes

90 days prior to expiration until October 31st.

Biennially, on October 31st.

There is no apprentice license, but MN does let someone undergo training under the supervision of a licensed adjuster. This training period cannot exceed 12 months.

MN offers a catastrophe adjuster license. The Lines of Authority are Property & Casualty, Crop, and Workers' Compensation.

Continuing Education Requirements for Minnesota Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete a total of 24 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

License renewal must be completed by the last day of the licensee's birth month.

The license renewal year is based on the year of first license issuance.

Continuing education credits are due prior to the license expiration.

The state sends a CE reminder 60 days prior to the expiration date.

Exemptions to CE requirements vary.

If the renewal date is missed, licensees have up to 12 months to reinstate their license for a penalty of double the unpaid renewal fee. After the 12-month period, reapplication as a new producer or adjuster is necessary.

3 hours of ethics training are mandatory.

Licensees must complete 3 hours of NFIP course.

Initial certification requires an 8-hour course, followed by 5 hours of LTC-specific training each renewal cycle. Training must be specific to Minnesota Medicaid and Minnesota Partnership plans.

Licensees must complete a one-time, 4-hour course.

Frequently Asked Questions on Minnesota Insurance Licensing

You can apply for an insurance license online via the National Insurance Producer Registry (NIPR) Gateway. Ensure you meet all the pre-licensing education requirements before applying.

Insurance licenses in Minnesota need to be renewed every two years. The renewal process involves completing continuing education, paying the renewal fee, and submitting the renewal application through NIPR.

If you miss the renewal deadline, you may be allowed to renew late up to one year after expiration but additional fees may apply. After one year, you may need to reapply as a new applicant.

Texas-Flag

Minnesota

Grace Arnold

(651) 539-1600

License Division Address: Consumer & External Affairs, Minnesota Department of Commerce