Minnesota Insurance Licensing
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Read All NewsAppointments and Terminations in Minnesota
Yes
Yes
Within 15 days of contract execution or first business submission
Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier.
Yes
$30
$30
No
No
Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old.
Yes
Minnesota portal
No fee
Yes
Cancelled by general agent
yes
Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old.
No fee
Licensing in Minnesota
Resident New License Insurance Producer: $50 (per LOA) Resident New License Surplus Lines Producer: $500 Nonresident New License Insurance Producer: $50 (per LOA) Nonresident New License Surplus Lines Producer: $500
Resident Renewal Insurance Producer: $50 Resident Renewal Surplus Lines Producer: $500 Nonresident Renewal Insurance Producer: $50 Nonresident Renewal Surplus Lines Producer: $500
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
Agency Licensing in Minnesota
Yes
Yes
No
90 days prior to expiration until October 31st.
Yes
No
License not required but branch must be registered
Independent and Emergency Adjuster Licensing in Minnesota
Yes
Yes
Yes
AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV
CA, HI, NY, PR
Property & Casualty, Crop, Workers' Compensation
Licensing Fee: $50, Amendment Fee: $50 Renewal Fee: $50 Late Renewal Fee: $100
Yes
90 days prior to expiration until October 31st.
Biennially, on October 31st.
There is no apprentice license, but MN does let someone undergo training under the supervision of a licensed adjuster. This training period cannot exceed 12 months.
MN offers a catastrophe adjuster license. The Lines of Authority are Property & Casualty, Crop, and Workers' Compensation.
Continuing Education Requirements for Minnesota Insurance Licensees
Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!
Licensees must complete a total of 24 hours of continuing education every two years.
The renewal period is biennial, occurring every two years.
License renewal must be completed by the last day of the licensee's birth month.
The license renewal year is based on the year of first license issuance.
Continuing education credits are due prior to the license expiration.
The state sends a CE reminder 60 days prior to the expiration date.
Exemptions to CE requirements vary.
If the renewal date is missed, licensees have up to 12 months to reinstate their license for a penalty of double the unpaid renewal fee. After the 12-month period, reapplication as a new producer or adjuster is necessary.
3 hours of ethics training are mandatory.
Licensees must complete 3 hours of NFIP course.
Initial certification requires an 8-hour course, followed by 5 hours of LTC-specific training each renewal cycle. Training must be specific to Minnesota Medicaid and Minnesota Partnership plans.
Licensees must complete a one-time, 4-hour course.
Frequently Asked Questions on Minnesota Insurance Licensing
You can apply for an insurance license online via the National Insurance Producer Registry (NIPR) Gateway. Ensure you meet all the pre-licensing education requirements before applying.
Insurance licenses in Minnesota need to be renewed every two years. The renewal process involves completing continuing education, paying the renewal fee, and submitting the renewal application through NIPR.
If you miss the renewal deadline, you may be allowed to renew late up to one year after expiration but additional fees may apply. After one year, you may need to reapply as a new applicant.
Minnesota
Grace Arnold
License Division Address: Consumer & External Affairs, Minnesota Department of Commerce