Kentucky Insurance Licensing
The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.
News
Read All NewsAppointments & Terminations in Kentucky
Yes
Yes
Within 15 days of contract execution or first business submission
Yes
Fees for appointing a resident agency or individual:
$40
$100
Fees for appointing a nonresident agency or individual:
$50
$120
Yes
Yes
No
Yes
Via NIPR Portal
Appointment renewal fee:
$50
$120
$40
$100
Yes
Voluntary termination; death; request regulatory review
Yes
60 days after a license expiration, licensees must obtain new appointments
Licensing in Kentucky
Initial individual new license fee:
$40 PLUS $40 per LOA Fee AND $50 Exam Fee
$100
$50
$100
License renewal fee:
$40
$100
$50
$100
90 days before expiration
Last day of birth month every 2 years based on year of birth
Agency Licensing in Kentucky
Yes
Yes
90 days prior to expiration until 2 months after expiration date.
Independent and Emergency Adjuster Licensing in Kentucky
Yes
Independent adjuster fees:
$50
$50
$100
Yes
Biennially, on the last day of the birth month for residents.
Continuing Education Requirements for Kentucky Insurance Licensees
Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!
Licensees must complete a total of 24 hours of continuing education every two years.
The renewal period is biennial, occurring every two years.
Continuing education must be completed prior to the license expiration.
The license renewal date falls on the last day of the licensee's birth month.
Renewal year is based on the year of birth.
A CE reminder is sent 90 days prior to the license expiration date.
If licensed for less than a year on first renewal, CE requirements are deferred until the next renewal period. Adjusters other than public adjusters are exempt from CE requirements. Limited lines agents, such as those licensed solely in credit, travel, crop, or surety lines, are exempt from CE requirements. Agents licensed solely for the purpose of receiving renewal commissions on existing contracts can be exempt from CE with a signed affidavit affirming they no longer sell products.
Within 30 days of license expiration, proof of CE can be provided and the license renewed without penalty. After 30 days but within 60 days, license reinstatement is possible by proving current CE and paying a late penalty. After 60 days but within 12 months, reinstatement requires getting current on CE and submitting a new application. After 12 months, reapplication as a new applicant is necessary, including fulfilling pre-licensing training and relevant exams.
Instructors receive credit for teaching courses.
Three hours of CE must be dedicated to ethics.
Three hours of NFIP course are required.
Initial certification requires an 8-hour training course, followed by 4 hours of LTC-specific training each renewal cycle specific to the Kentucky LTC Insurance Partnership Program.
Licensees must complete a one-time, 4-hour course.
Frequently Asked Questions on Kentucky Insurance Licensing
Begin by fulfilling any pre-licensing requirements, completing necessary exams, and applying through the NIPR Gateway.
Kentucky offers a range of licenses including Insurance Producer, Public Adjuster, and Independent Adjuster among others.
Yes, Kentucky mandates 24 hours of Continuing Education every two years, including specific requirements for ethics, flood insurance, and annuities.
Kentucky
Sharon P. Clark
Kentucky Department of Insurance
