Massachusetts Insurance Licensing
News
Read All NewsAppointments and Terminations in Massachusetts
Yes
Yes
Within 15 days of contract execution or first business submission
Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier.
Yes
$75
$75
Yes
Yes
Yes
email through OPRA system
July 21, 2024, until Aug. 31, 2024
$75 per member or entity
Yes
Yes
No fee
Licensing in Massachusetts
- Initial individual new license fee:
Resident New License Insurance Producer: $225 (Producer applicants applying for casualty, property, and/or personal lines LOAs are charged an additional $75 lead paint surcharge fee.)
Resident New License Surplus Lines Broker: $150
Non Resident New License Insurance Producer: $225 (Producer applicants applying for casualty, property, and/or personal lines LOAs are charged an additional $75 lead paint surcharge fee.)
Non Resident New License Surplus Lines Broker: $150
- License renewal fee:
Resident Renewal Insurance Producer: $225
Resident Renewal Insurance Producer: $150
Non Resident Renewal Insurance Producer: $225
Non Resident Renewal Insurance Producer: $150
90 days before expiration
Birth date every 3 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Late renewal allowed up to one year after expiration
No
No
Residence, Business, and Mailing
Agency Licensing in Massachusetts
No
Yes
Yes
90 days prior to expiration until expiration date. No late renewal period.
Yes, if selling insurance
Yes
Main license meets requirements if the branch agency has at least one affiliated agent.
Independent and Emergency Adjuster Licensing in Massachusetts
Only Public Adjusters
No
N/A
None
90 days prior to expiration until expiration date.
In the event of an emergency, adjusters from other states may adjust claims if they hold an active licence or are employed by a non-public adjusting entity, or an insurer licensed in Massachusetts.
Continuing Education Requirements for Massachusetts Insurance Licensees
Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!
Licensees must complete a total of 45 hours of continuing education every three years.
Renewal occurs triennially, every three years.
Continuing education is due before the license renewal date. The initial insurance term may be shorter than three years following the date the license was initially issued.
The license renewal date aligns with the licensee's birth date.
The license renewal year is based on the year of first license issuance.
A CE reminder is sent 60 days prior to the expiration date.
Newly licensed producers must complete 60 hours of CE in their first renewal period, which may be fewer than three years from their date of licensure.
Licensees may reinstate their license within 12 months of the missed renewal deadline for a late fee. If past the 12-month reinstatement period, reapplication as a new licensee, including retaking qualifying examinations, is necessary.
Instructors receive credit once per course per triennium.
Three hours of Massachusetts-approved ethics training are required.
Three hours of NFIP course are mandated.
Initial certification requires an 8-hour course, followed by 4 hours of LTC-specific training every two years. LTC requirements are not on a three-year cycle.
Licensees must complete a one-time, 4-hour course.
Frequently Asked Questions on Massachusetts Insurance Licensing
Begin by completing any necessary pre-licensing education, passing the relevant exams, and submitting your application through the NIPR Gateway.
Massachusetts offers licenses for Insurance Producers, Surplus Lines Brokers, Adjusters, and various limited lines like Motor Club Representatives.
Yes, Massachusetts mandates 45 hours of Continuing Education every three years, including specific hours for ethics and specialized areas such as flood insurance and long-term care.
Massachusetts
Gary D. Anderson
Commonwealth of Massachusetts Division of Insurance
