Mississippi Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.

Appointments and Terminations in Mississippi

yes

Yes

Within 15 days of contract execution or first business submission

Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier.

Yes

$25

$25

Yes

No

Yes

Required and is the date supplied on transaction. Must be less than 15 days old.

Yes

Mississippi portal

$25

Yes

Yes

Cancelled; cancelled for cause

Yes

Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old

No fee

Licensing in Mississippi

Resident New License Insurance Producer: $101 Resident New License Limited Lines: $101 Resident New License Surplus Lines Producer: $101 Non Resident New License Insurance Producer: $101 Non Resident New License Limited Lines: $101 Non Resident New License Surplus Lines Producer: $101

Resident Renewal Insurance Producer: $101 Resident Renewal Limited Lines: $101 Resident Renewal Surplus Lines Producer: $101 Non Resident Renewal Insurance Producer: $101 Non Resident Renewal Limited Lines: $101 Non Resident Renewal Surplus Lines Producer: $101

90 days before expiration

Last day of birth month every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

90 days before expiration

Last day of birth month every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

For individual's business address only

No

Residence, Business, and Mailing

Yes

Agency Licensing in Mississippi

Yes

Yes

No

90 days prior to expiration date until expiration date. Reinstatement period ends one year after expiration date.

yes

No

Main license meets requirements

Independent and Emergency Adjuster Licensing in Mississippi

Yes

Yes

Yes

CA, HI, NY, PR, WY

Property & Casualty (including Workers' Compensation and Crop), Workers' Compensation

Licensing Fee: $100 Renewal Fee: $100.00 Reinstatement Fee: $150.00

Yes

Biennially, on the last day of the individual's birth month.

In the event of an emergency, a 180 day can be issued by applying and paying a $50 fee. Emergency adjuster applicants must be certified by a license Mississippi independent adjuster. No LOA required.

Continuing Education Requirements for Mississippi Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete a total of 24 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

License renewal must be completed by the last day of the licensee's birth month.

The license renewal year is based on the year of first license issuance.

Continuing education credits are due prior to the license expiration.

The state sends a CE reminder 90 days prior to the expiration date.

- Licensees whose first renewal falls between 13 to 18 months from their initial licensure date are required to complete only 12 hours of CE. - Those holding limited lines or credit limited lines licenses are exempt from CE requirements. - Insurance producers who are 65 or older and have maintained a continuous insurance producer license for 25 years or more, and who sign an affidavit to that effect, are exempt from CE. - Bail agents who are 65 or older and have been licensed as a bail agent for 20 or more continuous years are exempt from CE.

Most producers and adjusters are allowed to reinstate their insurance license within 12 months of expiration. After that, reapplication as a new licensee is necessary.

Yes, instructors receive credit on the first presentation of a course per cycle.

Three hours of ethics training are mandatory.

Licensees must complete 3 hours of NFIP course.

Initial certification requires an 8-hour course, followed by 4 hours of LTC-specific training every two years.

Licensees must complete a one-time, 4-hour course.

Frequently Asked Questions on Mississippi Insurance Licensing

Mississippi insurance licenses must be renewed biennially, coinciding with the last day of the licensee’s birth month.

The renewal fees for most types of insurance licenses in Mississippi are $101, regardless of whether the license is for a resident or nonresident.

If you miss your renewal date, you can still reinstate your license up to one year after expiration by meeting all required CE and paying the necessary late fees. After one year, you will need to reapply as a new licensee.

Texas-Flag

Mississippi

Mike Chaney

(601) 359-3582

Mississippi Insurance Department