Alabama Insurance Licensing

Appointments & Terminations in Alabama

Yes

Yes

Within 15 days of contract execution or first business submission; whichever is earlier

$40

$40

Yes

Via NIPR Portal

Licensing in Alabama

Initial Individual New License Fee:

$80

$230

$80

$230

License Renewal Fee:

$70

$200

$70

$200

90 days before expiration

Agency Licensing in Alabama

No

October 1st until December 31st during Even Years.

Adjuster Licensing in Alabama

Yes

Yes

Independent Adjuster Fees:

$110

$80

$80

$40

$160

Continuing Education Requirements for Alabama Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Each licensee must complete a total of 24 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

License renewal must be completed by the last day of the licensee's birth month.

The license renewal year is determined by the licensee's year of birth.

Continuing education credits must be fulfilled prior to the license expiration date.

The state sends a CE reminder 90 days prior to the licensee's birth month.

  • Individuals licensed for less than 1 year at the time of the first CE compliance dates. Individuals holding specific licenses such as credit insurance, industrial fire insurance, rental vehicle insurance, etc.
  • Producers or service representatives employed by another producer or insurer, completing 50% of the total required hours.
Individuals aged 60 or older with at least 15 years of continuous licensure in Alabama. Individuals holding certain professional designations are exempt from CE requirements.

There is a 30-day grace period to reapply for renewal with a $50 late fee, provided required CE is completed.

Instructors receive credit for teaching courses, limited to one credit per course type per renewal period.

3 hours of the total CE must be dedicated to ethics training.

3 hours of CE training must focus on the National Flood Insurance Program (NFIP).

Initial certification requires an 8-hour training course, followed by 4 hours of LTC-specific training every renewal cycle.

Licensees must complete a one-time 4-hour annuities course.

Frequently Asked Questions on Alabama Insurance Licensing

Begin by completing any necessary pre-licensing education, passing the relevant exams, and submitting your application through the NIPR Gateway

Alabama offers licenses for Insurance Producers, Surplus Lines Brokers, Adjusters, and various limited lines like Credit and Travel.

Yes, Alabama mandates 24 hours of Continuing Education every two years, including specific hours for ethics and specialized areas such as flood insurance and long-term care.

Texas-Flag

Alabama

Jim Ridling

(334) 241-4126

Alabama Department of Insurance Attn: Licensing Division