Florida Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.

Appointments & Terminations in Florida



Within 45 days of the appointment effective date



$60 plus a $6 fee per county

Yes, every 24 months during the appointee's birth month

$25 per appointment


Voluntary termination, death, request regulatory review


Licensing in Florida

Initial individual new license fee:

$50 (all lines except Title)

Licenses are perpetual but can go inactive if CE requirements are not met by the deadline

Residence, Business, and Mailing addresses required (P.O. Boxes not permissible)

Agency Licensing in Florida

  • Your Agency license is perpetual as long as the agent in charge is licensed. The DRLP must have an active state license, and no DRLP cumulative coverage required for all LOAs in application.

Independent and Emergency Adjuster Licensing in Florida

$50 for Independent Adjusters


Independent adjuster licenses are perpetual, but expire if no appointment has been held in 48 months

Required for both residents and non-residents

Emergency licenses last 180 days past their activation date, and can be processed via the Florida portal

Continuing Education Requirements for Florida Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete a total of 24 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

Continuing education must be completed prior to the license expiration.

The license renewal date falls on the last day of the licensee's birth month.

Renewal year is based on the year of the first license issuance.

A CE reminder is sent 60 days prior to the license expiration date.

Licensing periods ranging between 18 and 29 months may require renewal on the third birthday after licensing. Limited lines producers are exempt from standard CE. Waivers are allowed for producers facing long-term illness, incapacity, active duty in the U.S. armed services outside of the Washington Metro area, or other emergencies deemed sufficient by the commissioner.

Licensees have 30 days after the missed renewal date to reinstate the license by paying double the licensing fee. Within 366 days of the expiration date, one can resubmit along with doubling the fee and submitting a notarized letter affirming no DC business was conducted during the lapse.

Instructors receive credit for teaching courses.

Three hours of CE must be dedicated to ethics training.

Three hours of flood training course are required for all property and casualty (P&C) licensees, to be completed once.

Licensees must complete a one-time, 4-hour course approved by the DC Department of Insurance, Securities and Banking.

Frequently Asked Questions on Florida Insurance Licensing

Begin by completing the necessary pre-licensing courses, then pass the licensing examination, and apply for your license through the NIPR Gateway. Ensure your fingerprints are submitted via the approved service.

Florida offers licenses for Agents, Managing General Agents, Adjusters, Public Adjusters, and several other specific roles.

Yes, Florida requires pre-licensing education for most types of licenses, which must be completed in a classroom setting or through monitored self-study.

While Florida licenses are perpetual, they require Continuing Education to be completed every two years to remain active.

Yes, Florida mandates 24 hours of Continuing Education every two years, including specific requirements for ethics, flood insurance, and annuities.



David Altmaier

(850) 413-3140

Department of Financial Services Bureau of Licensing