North Carolina Licensing Updates Effective October 10, 2025: What You Need to Know

Effective October 10, 2025, the North Carolina Department of Insurance will implement significant licensing changes for adjusters and producers. These updates include a new exam requirement for certain non-resident adjusters, restrictions on Designated Home State selection, and additional license and Line of Authority options. Below is a summary of these changes.

Adjuster Exam Requirement and DHS Restrictions

Starting October 10, 2025, North Carolina will require non-resident adjuster applicants from California, Hawaii, and New York to pass the North Carolina Adjuster Exam. Additionally, these states may no longer be selected as a Designated Home State (DHS) by applicants. This change aligns North Carolina’s licensing standards with its commitment to regulatory consistency.

Single Service Company License Added for PDB Display

North Carolina is introducing the Single Service Company License to the Producer Database (PDB) display. This update increases transparency for insurers and agencies reviewing credentials and ensures accurate representation of company licenses.

Vision Services Line of Authority for Limited Representatives

A new Vision Services Line of Authority (LOA) will be added under the Limited Representative license class for online applications and appointments. This expansion provides more clarity for insurers offering vision-related products and allows for smoother processing of appointments.

Summary

With these changes going into effect on October 10, 2025, now is the time to review your compliance processes. From exam requirements for specific states to new license display options, these updates are designed to improve transparency and accuracy in the licensing process.