Maine Launches Apprentice Insurance Producer License

The Maine Bureau of Insurance is rolling out a new temporary Apprentice Insurance Producer license starting January 1, 2026. This initiative allows aspiring producers to gain practical, hands-on experience while studying for the Maine insurance producer exam. Each apprentice must be sponsored by a Maine-licensed producer who assumes legal responsibility for their actions. The 180-day, non-renewable license comes with a $50 fee and is designed to provide structured learning and professional development for new entrants into Maine’s insurance industry.

Purpose of the Apprentice License

The Apprentice Insurance Producer license is designed to give aspiring producers early exposure to insurance operations. It allows them to actively engage in industry practices, learn from experienced sponsors, and better prepare for their licensing examination. By combining study with real-world experience, apprentices gain practical knowledge and confidence before becoming fully licensed producers.

Sponsorship Requirements

Each apprentice must be sponsored by a Maine-resident licensed producer. The sponsor assumes full legal responsibility for all acts of the apprentice during the 180-day license period. This ensures apprentices operate within compliance standards, while sponsors provide guidance, supervision, and accountability. It also guarantees that apprentices receive mentorship and support while gaining professional experience.

License Details and Limitations

The temporary Apprentice Insurance Producer license is valid for 180 days and is non-renewable. The $50 license fee covers the entire duration of the temporary license. This short-term structure is designed to provide focused, practical learning opportunities without creating long-term regulatory obligations, ensuring the program remains flexible and manageable for both apprentices and sponsors.

Application Process and Resources

Applications for the Apprentice Insurance Producer license are available through the Maine Bureau of Insurance website. Frequently Asked Questions and additional guidance help applicants and sponsors navigate the process. Any questions regarding licensing or program details can be directed to the Bureau’s Licensing Division at 207-624-8475 or via email at insurance.pfr@maine.gov.

Summary

Maine’s new temporary Apprentice Insurance Producer license offers a structured path for aspiring insurance professionals to gain hands-on experience under the mentorship of a licensed producer. With a clear timeline, legal oversight, and minimal fees, the program ensures apprentices are well-prepared for the licensing exam and future career in insurance. Sponsors and apprentices alike benefit from the professional development and compliance safeguards built into the program.