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    Colorado (CO)
    Last Updated: 25 Jul 2025
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Contact

303-894-7499

Mail

dora_insurance@state.co.us

Address

Colorado Division of Insurance 1560 Broadway, Suite 850 Denver, CO 80202 United States

Colorado Licensing and Renewal Guide for Property and Casualty Insurance

last updated 25 Jul 2025

Colorado Licensing and Renewal Guide for Property and Casualty Insurance

What this guide will teach you:

  1. How to apply for and renew a Colorado producer license for property/casualty/health and/or financial insurance services. 
  2. Fees for obtaining and maintaining insurance licenses. 
  3. How to meet continuing education (CE) requirements and deadlines. 
  4. How to access resources and contact information to simplify the process. 

Rules and Requirements for Colorado Property and Casualty Insurance Licenses

What is the minimum age to apply for a new license?

Applicants must be at least eighteen (18) years old.

Do I need to provide any specific identification to apply?

Yes, you must have either a SSN (Social Security Number) or a FEIN (Federal Employer Identification Number).

Is proof of residency required?

Yes, you are required to provide proof of residency within the state of Colorado.

Are there any exams I need to pass to get my license?

Yes, you must complete pre-licensing education and the state-approved licensing exam. (For Life, Accident and Health, Property, Casualty, Surplus, Credit, or Personal Lines)

Do I need to complete fingerprinting as part of the application process?

No, fingerprinting is not required.

Are there character requirements to qualify for a license?

Yes, you must pass a state and federal criminal history background check.

How to Apply for a New or Renew an Insurance License in Colorado?

Applying for a New Producer License

Applying for a New Producer License in Colorado

  1. Complete the pre-licensing education for each Line of Authority and pass the licensing examination.
  2. Apply for a new license via the National Insurance Producer Registry with supporting documents and pay the licensing fees.  

Renewing a License

Renewing an Insurance License in Colorado

  1. Complete and verify continuing education (CE) hours.  
  2. Submit an electronic application and pay licensing fees through the NIPR.  

Renewal Period: Licenses require renewal every 2 years before the last day of the licensee’s birth month. License renewals are possible up to 90 days before the expiration date.

Late Renewals: Licensees cannot late renew an inactive license. Instead, the licensee must reinstate or reapply for a license through the NIPR's Resident License (RL) Application.

Non-Resident Producer Licensing

Non-Resident Producer Licensing

Colorado has reciprocity arrangements with most states and issues non-resident licenses in the same line(s) of authority to applicants who are compliant with their resident state’s requirements. 

  1. A licensee must hold an active license in good standing in the resident state and be appointed in Colorado. 
  2. Apply electronically via the National Insurance Producer Registry. 

Note: Licensees can transfer a resident license from another state to Colorado within 90 days of relocating (after surrendering the previous resident license) without having to retake the pre-licensing education. Request a Letter of Clearance from the previous resident state.

Business Entity Applications

Colorado's Business Entity Insurance License Applications

  1. Submit an electronic application online at the National Insurance Producer Registry.
  2. Pay the initial state license fee of $47. 

Colorado Producer Licensing Fees

Licensing fees apply for Colorado appointments, exams, and other services as follows.

Fees Price
Resident New License Fee
(Individual and Business Entity)		 $47 per LOA (Except Surplus Lines)
Non-Resident New License Fee $71
Resident Renewal Fee $27 per LOA (Except Surplus Lines)
Non-Resident Renewal Fee $43
Colorado License Exam Fee $41

Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the NIPR licensing center directly.

Continuing Education (CE) Insurance Licensing Requirements in Colorado

CE requirements include:  

24 hours  

  • 18 hours in Life/A&H/Property/Casualty 
  • 3 hours in ethics 
  • 3 hours Homeowners (Property/Personal Lines producers must complete a Homeowners CE requirement.)   

More information about Colorado CE requirements is available at the Colorado Division of Insurance website.

FAQs

Licenses require renewal every 2 years before the last day of the licensee’s birth month. Renew your license anytime from 90 days before the expiration date.

Colorado has a strict timeline for insurance license renewals. There is no late renewal period. Instead, you’ll need to reinstate or reapply for a license through the NIPR’s Resident License Application. 

Use the VerifyMyCE page to verify your CE credits. 

You can check your application status on the NIPR website.

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What Our Customers Say

Find out why our customers are happy they chose Agenzee.

Teddy T.

One of the standout features for us is the direct integration with NIPR, which has turned the once-tedious process of handling bulk renewals into a breeze, allowing us to conserve time for driving sales and supporting our clients.

Tasha D.

We've been using Agenzee at PolicyWatch, and it's been a game changer. It's streamlined our license management processes, saving us time and reducing the risk of non-compliance. Agenzee is an essential tool that has significantly improved our operational efficiency and peace of mind.

Zachary G.

Agenzee has helped our agency keep everything organized and in one place. The integration with NIPR is an extremely valuable tool that is hugely helpful when it comes to license expirations and renewals. The ability to request renewals in bulk all within the Agenzee system is a huge time saver!

Kristina B.

Agenzee has had a significant impact on our daily operations by saving us a tremendous amount of time. Instead of dedicating hours to manually maintaining a complex Excel spreadsheet, we now have an efficient system. This has allowed us to focus more on core business activities rather than administrative tasks.

Deborah N.

There is so much Agenzee offers that makes our jobs with licensing and appointments so much easier!

Carlos R.

Integrating Agenzee has significantly improved how we handle producer licenses and carrier appointments. We were happy to kiss our spreadsheets goodbye!

Brian T.

Agenzee has completely transformed how we manage producer licenses. The ease of tracking and renewing licenses across multiple states has been a major time saver. Agenzee is an indispensable tool in our compliance toolkit.