Guam 2026 Company Appointment Renewals Require Mandatory NIPR Processing

The Guam Department of Insurance has released official guidance for the 2026 Company Appointment Renewal cycle. Insurance carriers with active Guam appointments must process renewals electronically through the National Insurance Producer Registry (NIPR) between April 1 and June 30, 2026. Terminations must be completed by March 25, 2026, to avoid unnecessary renewal charges. With no late renewal period available and non-refundable processing fees in place, carriers should prepare in advance to ensure accurate reconciliation and uninterrupted compliance.

Renewal Timeline and Key Deadlines

The Guam 2026 Company Appointment Renewal period will run from April 1, 2026, through June 30, 2026. All active individual producer appointments on record as of March 26, 2026, will be included in the renewal invoice. Carriers wishing to terminate appointments that should not be renewed must complete those terminations no later than March 25, 2026.

Appointments submitted on or after March 26, 2026, will not require renewal during the 2026 cycle and will instead be included in the 2027 renewal period. Renewal invoices will be available on the NIPR website beginning at 8:00 a.m. CST on April 1, 2026, and will be removed after 4:00 p.m. CST on June 30, 2026. There will be no late renewal window. Renewed appointments will carry a new expiration date of June 30, 2027.

Mandatory Electronic Processing Through NIPR

The Guam Department of Insurance will process all 2026 appointment renewals electronically through NIPR. Continuation invoices cannot be paid directly to the state. Electronic processing is mandatory.

Once payment is submitted, NIPR will display invoices as paid and forward renewal transactions and funds to the state within 24 hours. Appointment renewal fees and NIPR processing fees are non-refundable. If a carrier identifies discrepancies in the invoice prior to payment, NIPR Support should be contacted immediately to resolve issues before submission.

Carriers should note that appointment and termination processing will remain active during the renewal cycle, and no processing downtime has been announced.

Fees and Payment Requirements

The state renewal fee is $25 per appointment. In addition, NIPR will assess a renewal processing fee equal to one percent of the total state fee charged, with a minimum of $5 and a maximum of $1,000.

Credit card payments (Visa, MasterCard, or American Express) are processed electronically and are subject to a $60,000 payment limit. Invoices exceeding $60,000 must use an alternative payment method.

Electronic check payments may require authorization from the payer’s financial institution. Electronic checks exceeding $999,999 cannot be submitted through NIPR and must be mailed directly to the state for the state fee amount only. Funds must be drawn from a U.S., Puerto Rican, or U.S. Virgin Islands financial institution. Returned electronic checks will incur a $25 fee, and unresolved payment issues may result in non-renewal or reversal of renewed appointments.

Reconciliation and Pre-Renewal Review

Insurance carriers with a NAIC Company Code are encouraged to obtain a Company Appointment Report (CAR) through NIPR prior to invoice generation. This report allows carriers to reconcile appointment records with the Guam Insurance Division before renewal billing occurs.

Terminations can be processed using the Interactive Appointment and Termination Application available to NIPR subscribers. Carriers that are not currently subscribed should confirm their status with NIPR business development to ensure access to reconciliation tools before the March 25 termination deadline.

Advance review and reconciliation remain best practices to prevent overpayment, incorrect renewals, or administrative disputes during the renewal window.

Summary

The Guam 2026 Company Appointment Renewal cycle introduces mandatory electronic processing through NIPR, firm termination deadlines, and strict payment timelines. With no late renewal period available and non-refundable fees in place, carriers must review active appointments carefully before March 25, 2026, and prepare for invoice access beginning April 1. Proactive reconciliation and structured appointment oversight will help ensure uninterrupted compliance through June 30, 2027.

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