Alaska Adjuster License Exemptions: 2025 Guidelines After January Windstorms

In the wake of the severe windstorms that swept across Southcentral Alaska in January 2025, including the Kenai Peninsula Borough, the Municipality of Anchorage, and the Matanuska-Susitna Borough, the Director of Insurance has declared a catastrophe under Alaska Statute (AS) 21.27.860. This declaration enables nonresident independent adjusters to apply for temporary license exemptions to meet the state’s urgent needs. For a copy of the full formal bulletin B 25-02 click here (B25-02.pdf)

 

Here’s what you need to know about applying for an exemption and how it impacts independent adjusters operating in Alaska during this time.

Key Details on Independent Adjuster Exemptions

1. Who Qualifies?

1. • Nonresident independent adjusters licensed and in good standing in their home state are eligible.
   • Designated home state licenses are not valid for reciprocity purposes.

2. Application Process

1. • Apply for exemptions or independent adjuster licenses via NIPR.com.
   • Exemptions are valid for an initial 90-day period, with possible extensions by the Director to ensure consumer needs are met.

3. Limitations and Requirements

1. • Adjusters can handle only one loss claim per year without a license unless granted an exemption.
   • Those wishing to continue operating beyond the exemption period must secure a formal independent adjuster license.

4. Reciprocity for Licensure

1. • Independent adjusters licensed in their home state may be eligible for licensure in Alaska without additional exams.
   • Otherwise, applicants must pass the Alaska Adjuster license examination.

Meeting Alaskan Consumer Needs

The Alaska Division of Insurance’s response ensures that residents affected by the January 2025 windstorms receive prompt assistance. Nonresident adjusters play a critical role in this process, but compliance with state guidelines is essential.

For more information or assistance with applications, contact Kayla Erickson at kayla.erickson@alaska.gov or call 907-465-2545.