Contact

919-807-6800

Mail

ASD@ncdoi.gov

Address

NC Department of Insurance 1201 Mail Service Center Raleigh NC 27699-1201

last updated 19 Mar 2026

North Carolina Licensing and Renewal Guide

What this guide will teach you:

How to apply for or renew a North Carolina producer insurance license for property/casualty/health/life/financial insurance services.
What fees to expect for obtaining and maintaining insurance licenses.
How to meet continuing education (CE) requirements and deadlines.
How to access resources and contact information to simplify the process.

Rules and Requirements for North Carolina Property & Casualty and Life & Health Insurance Licenses

New applicants must meet North Carolina’s eligibility standards, including age, residency, and background requirements.

What is the minimum age to apply for a new license?

Applicants must be at least eighteen (18) years old.

Do I need to provide any specific identification to apply?

Yes, you must provide Proof of Citizenship and either a SSN (Social Security Number) or a FEIN (Federal Employer Identification Number).

Is proof of residency required?

Yes, you are required to provide proof of residency within the state of North Carolina.

Are there any exams I need to pass to get my license?

Yes, you must complete the state-approved pre-licensing education and licensing exam(s).

Do I need to complete fingerprinting as part of the application process?

Yes, fingerprinting is required.

Are there character requirements to qualify for a license?

Yes, you must pass a state and federal criminal history background check.

How to Apply for and Renew a Producer License in North Carolina

Applying for a New Producer License in North Carolina

Renewing a Producer License in North Carolina

The license renewal date represents when Continuing Education requirements must be satisfied, with all CE completed at least 60 days before license expiration, every 2 years on the last day of the licensee’s birth month. Expiration year is determined by birth year, even or odd. There is no renewal fee.

Complete and verify continuing education (CE) hours.
Submit an electronic application and pay licensing fees through the NIPR.

Late Renewals: North Carolina offers a grace period of up to 4 months for late CE completion after paying the late fee of $75. After 4 months, the licensee must reinstate the license after paying a $84 reinstatement fee.

Non-Resident Producer Licensing in North Carolina

North Carolina Business Entity Insurance License Applications

Provide at least one individual Owners, Officers, Partners, or Directors (OPOD) entry listed as an owner or officer. Include one Designated Responsible Licensed Producer (DRLP) with an active North Carolina license and major line of authority.

Submit an electronic application online at the National Insurance Producer Registry.
Pay the state license fee of $144 and any additional fees.

Note: Business entity insurance licenses require renewal every two years on March 31st. Renew up to 60 days before the expiration date.

North Carolina Producer Licensing Fees

Licensing fees for initial licenses, renewals, exams, and other services are as follows.

Fees	Price
Resident/Non-Resident New License Fee	$82.00 / $50.00 per additional LOA
Business Entity New License Fee	$144.00
Business Entity License Renewal Fee	$134.00
Late CE Completion Fee	$75.00
Reinstatement Fee	$84.00
Fingerprinting Fee	$38.00
North Carolina License Exam Fee	$45.00 per LOA

Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the North Carolina Department of Insurance directly.

Continuing Education (CE)

CE requirements for insurance producers include:

24 hours of CE (including 3 hours of ethics) for life, accident and health, property, casualty, or personal lines renewal every 2 years. Flood insurance course (3 hours every 4 years).

For more information about North Carolina CE requirements, please visit the Continuing Education – Official Website of the North Carolina Department of Insurance.

FAQs

When do I need to renew my North Carolina insurance license?

Licenses in North Carolina are perpetual and do not require renewal; however, licensees must complete the required Continuing Education every two years by the last day of their birth month to maintain an active license. All CE must be completed at least 60 days before the license expiration cycle.

What if I miss the North Carolina insurance license renewal deadline?

If a licensee misses the CE renewal deadline, a grace period of 4-months allows time for a late completion after paying a fee of $75. Failing to complete CE requirements within 4 months results in license inactivation. The licensee will have to restart the licensing process as a new applicant.

How can I track my North Carolina producer CE credits?

Use tools available on the North Carolina-specific VerifyMyCE account.

Where can I check my North Carolina insurance license application status?

You can check your application status on the NIPR website.

Sources

Disclaimer: This post is for informational purposes only and does not constitute legal or compliance advice. Agenzee does not warrant the accuracy of and assumes no liability for reliance. Please consult regulators or professional advisors as needed. See our full disclaimer for details.

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Agenzee has helped our agency keep everything organized and in one place. The integration with NIPR is an extremely valuable tool that is hugely helpful when it comes to license expirations and renewals. The ability to request renewals in bulk all within the Agenzee system is a huge time saver!

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North Carolina Licensing and Renewal Guide

What this guide will teach you:

Rules and Requirements for North Carolina Property & Casualty and Life & Health Insurance Licenses

What is the minimum age to apply for a new license?

Do I need to provide any specific identification to apply?

Is proof of residency required?

Are there any exams I need to pass to get my license?

Do I need to complete fingerprinting as part of the application process?

Are there character requirements to qualify for a license?

How to Apply for and Renew a Producer License in North Carolina

Applying for a New Producer License in North Carolina

Applying for a New Producer License in North Carolina

Renewing a Producer License in North Carolina

Renewing a Producer License in North Carolina

Non-Resident Producer Licensing in North Carolina

Non-Resident Producer Licensing in North Carolina

North Carolina Business Entity Insurance License Applications

North Carolina Business Entity Insurance License Applications

North Carolina Producer Licensing Fees

Continuing Education (CE)

FAQs

When do I need to renew my North Carolina insurance license?

What if I miss the North Carolina insurance license renewal deadline?

How can I track my North Carolina producer CE credits?

Where can I check my North Carolina insurance license application status?

Sources

Disclaimer

Contents

INDUSTRY INSIGHTS FOR INSURANCE AGENCIES, CARRIERS, AND MGAS

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What Our Customers Say

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Tasha D.

Zachary G.

Kristina B.

Deborah N.

Taylor F.

Jesse H.

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