ic-down-arow
  • state-icon
    Alabama (AL)
    Last Updated: 11 Dec 2025
  • state-icon
    Arizona (AZ)
    Last Updated: 7 Jan 2026
  • state-icon
    California (CA)
    Last Updated: 7 Jan 2026
  • state-icon
    Colorado (CO)
    Last Updated: 7 Jan 2026
  • state-icon
    Connecticut (CT)
    Last Updated: 7 Jan 2026
  • state-icon
    Florida (FL)
    Last Updated: 7 Jan 2026
  • state-icon
    Georgia (GA)
    Last Updated: 7 Jan 2026
  • state-icon
    Illinois (IL)
    Last Updated: 7 Jan 2026
  • state-icon
    Indiana (IN)
    Last Updated: 7 Jan 2026
  • state-icon
    Louisiana (LA)
    Last Updated: 7 Jan 2026
  • state-icon
    Massachusetts (MA)
    Last Updated: 7 Jan 2026
  • state-icon
    Michigan (MI)
    Last Updated: 7 Jan 2026
  • state-icon
    Mississippi (MS)
    Last Updated: 7 Jan 2026
  • state-icon
    Nevada (NV)
    Last Updated: 7 Jan 2026
  • state-icon
    New Hampshire (NH)
    Last Updated: 7 Jan 2026
  • state-icon
    New Jersey (NJ)
    Last Updated: 7 Jan 2026
  • state-icon
    New York (NY)
    Last Updated: 7 Jan 2026
  • state-icon
    North Carolina (NC)
    Last Updated: 8 Jan 2026
  • state-icon
    Ohio (OH)
    Last Updated: 7 Jan 2026
  • state-icon
    Oregon (OR)
    Last Updated: 7 Jan 2026
  • state-icon
    Pennsylvania (PA)
    Last Updated: 9 Jan 2026
  • state-icon
    Tennessee (TN)
    Last Updated: 9 Jan 2026
  • state-icon
    Texas (TX)
    Last Updated: 7 Jan 2026
  • state-icon
    Utah (UT)
    Last Updated: 7 Jan 2026
  • state-icon
    Virginia (VA)
    Last Updated: 7 Jan 2026
  • state-icon
    Washington (WA)
    Last Updated: 7 Jan 2026
  • state-icon
    Wisconsin (WI)
    Last Updated: 7 Jan 2026

Contact

919-807-6800

Mail

ASD@ncdoi.gov

Address

NC Department of Insurance 1201 Mail Service Center Raleigh NC 27699-1201

North Carolina Licensing and Renewal Guide

last updated 8 Jan 2026

North Carolina Licensing and Renewal Guide

What this guide will teach you:

  • How to apply for or renew a North Carolina producer insurance license for property/casualty/health/life/financial insurance services.
  • What fees to expect for obtaining and maintaining insurance licenses.
  • How to meet continuing education (CE) requirements and deadlines.
  • How to access resources and contact information to simplify the process.

Rules and Requirements for North Carolina Property and Casualty/Health/Financial Insurance Licenses

New applicants must meet North Carolina’s eligibility standards, including age, residency, and background requirements.

What is the minimum age to apply for a new license?

Applicants must be at least eighteen (18) years old.

Do I need to provide any specific identification to apply?

Yes, you must provide Proof of Citizenship and either a SSN (Social Security Number) or a FEIN (Federal Employer Identification Number).

Is proof of residency required?

Yes, you are required to provide proof of residency within the state of North Carolina.

Are there any exams I need to pass to get my license?

Yes, you must complete the state-approved pre-licensing education and licensing exam(s).

Do I need to complete fingerprinting as part of the application process?

Yes, fingerprinting is required.

Are there character requirements to qualify for a license?

Yes, you must pass a state and federal criminal history background check.

How to Apply for and Renew a Producer License in North Carolina

Applying for a New Producer License in North Carolina

Applying for a New Producer License in North Carolina

The North Carolina Department of Insurance is the primary portal for viewing insurance licensing information and compliance requirements in the state.

  1. Complete 20 hours per LOA Property/Casualty/Accident and Health or Sickness/Life/or Personal Lines pre‑licensing education (PLE) and pass the exam.
  2. Apply for a new license via the National Insurance Producer Registry with supporting documents and pay the licensing fees.  
  3. Submit fingerprints through Live Scan. 

Renewing a Producer License in North Carolina

Renewing a Producer License in North Carolina

The license renewal date represents when Continuing Education requirements must be satisfied, with all CE completed at least 60 days before license expiration, every 2 years on the last day of the licensee’s birth month. Expiration year is determined by birth year, even or odd. There is no renewal fee.
 

  1. Complete and verify continuing education (CE) hours.
  2. Submit an electronic application and pay licensing fees through the NIPR.

Late Renewals: North Carolina offers a grace period of up to 4 months for late CE completion after paying the late fee of $75. After 4 months, the licensee must reinstate the license after paying a $84 reinstatement fee.

Non-Resident Producer Licensing in North Carolina

Non-Resident Producer Licensing in North Carolina

North Carolina has reciprocity arrangements with most states and issues non-resident licenses in the same line(s) of authority to applicants who are compliant with their resident state’s requirements. 

How to apply for a non-resident license:

  • Apply for a license through NIPR by choosing a Non-Resident License (NRL) Application and submit supporting documentation. 

How to transfer a resident license from another state to North Carolina: 

  1. A licensee must hold an active license in good standing in the resident state and be appointed in North Carolina.
  2. Apply electronically via the National Insurance Producer Registry.

North Carolina Business Entity Insurance License Applications

North Carolina Business Entity Insurance License Applications

Provide at least one individual Owners, Officers, Partners, or Directors (OPOD) entry listed as an owner or officer. Include one Designated Responsible Licensed Producer (DRLP) with an active North Carolina license and major line of authority.

  1. Submit an electronic application online at the National Insurance Producer Registry. 
  2. Pay the state license fee of $144 and any additional fees.

Note: Business entity insurance licenses require renewal every two years on March 31st. Renew up to 60 days before the expiration date.

North Carolina Producer Licensing Fees

Licensing fees for initial licenses, renewals, exams, and other services are as follows.

Fees  Price 
Resident/Non-Resident New License Fee  $82 / $50 per additional LOA 
Business Entity New License Fee  $144  
Business Entity License Renewal Fee  $134 
Late CE Completion Fee  $75 
Reinstatement Fee  $84 
Fingerprinting Fee  $38 
North Carolina License Exam Fee  $45 per LOA  

Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the North Carolina Department of Insurance directly.

Continuing Education (CE)

CE requirements for insurance producers include:  

  • 24 hours of CE (including 3 hours of ethics) for life, accident and health, property, casualty, or personal lines renewal every 2 years. Flood insurance course (3 hours every 4 years).

For more information about North Carolina CE requirements, please visit the Continuing Education – Official Website of the North Carolina Department of Insurance.  

FAQs

Licenses in North Carolina are perpetual and do not require renewal; however, licensees must complete the required Continuing Education every two years by the last day of their birth month to maintain an active license. All CE must be completed at least 60 days before the license expiration cycle. Please allow up to 72 hours for CE completions to appear in the system.

If a licensee misses the CE renewal deadline, a grace period of 4-months allows time for a late completion after paying a fee of $75. Failing to complete CE requirements within 4 months results in license inactivation. The licensee will have to restart the licensing process as a new applicant.  

Use tools available on the North Carolina-specific VerifyMyCE account.

You can check your application status on the NIPR website. 

Disclaimer: This post is for informational purposes only and does not constitute legal or compliance advice. Agenzee does not warrant the accuracy of and assumes no liability for reliance. Please consult regulators or professional advisors as needed. See our full disclaimer for details.

Disclaimer

The information shared in this Resource Center is provided for general educational purposes only. It is not intended as legal, compliance, financial, or other professional advice, and should not be relied upon as such. Laws and regulatory requirements change frequently, and applications may vary depending on your circumstances, so you should verify requirements directly with applicable regulators and seek advice from qualified professionals as needed before choosing to rely solely on information shared in this blog. Agenzee makes no representations or warranties regarding the accuracy, completeness, or timeliness of the information, and assumes no liability for any loss or damages arising from its use. Agenzee is an independent provider of certain services and is not affiliated with or endorsed by the National Insurance Producer Registry (NIPR) or any state regulatory authority.

INDUSTRY INSIGHTS FOR INSURANCE AGENCIES, CARRIERS, AND MGAS

Similar Blogs

Read our blog to discover the latest industry insights and trends in license and appointment management.

view all
North Carolina Releases 2026 Appointment Renewal Timeline: What Carriers Need to Know

North Carolina Releases 2026 Appointment Renewal Timeline: What Carriers Need to Know

North Carolina has officially announced the 2026 appointment renewal dates, including the invoice period, grace window, required termination deadlines, and fee structure for a wide range of appointment types. With mandatory electronic processing and strict cutoff dates, it’s essential for carriers, MGAs, compliance teams, and licensing departments to review existing appointments and prepare early. This update breaks down all critical requirements, timelines, and payment considerations to help insurance organizations stay compliant and avoid costly cancellations.

read more about it read more
North Carolina Licensing Updates Effective October 10, 2025: What You Need to Know

North Carolina Licensing Updates Effective October 10, 2025: What You Need to Know

Effective October 10, 2025, the North Carolina Department of Insurance will implement significant licensing changes for adjusters and producers. These updates include a new exam requirement for certain non-resident adjusters, restrictions on Designated Home State selection, and additional license and Line of Authority options. Below is a summary of these changes.

read more about it read more
2025 CAT Adjuster Rules for North Carolina: Everything You Need to Know

2025 CAT Adjuster Rules for North Carolina: Everything You Need to Know

New ID and Access Rules for CAT Adjusters in North Carolina. As hurricane season approaches, the North Carolina Department of Insurance (NCDOI) has released updated procedures for out-of-state catastrophic (CAT) adjusters operating in declared disaster areas. These guidelines are critical for insurance carriers and adjusting firms planning emergency deployments.

read more about it read more
Navigating Appointment Renewals in North Carolina: Key Deadlines and Steps

Navigating Appointment Renewals in North Carolina: Key Deadlines and Steps

Managing appointment renewals can be a complex task, but staying ahead of key deadlines and requirements is essential to maintaining compliance. North Carolina’s 2025 renewal period is fast approaching, and this guide will help you navigate the process seamlessly.

read more about it read more

let's catch up!

Schedule a Live 1-On-1
Demo of Agenzee!

Our insurtech experts would be thrilled to give you a personalized demo of how Agenzee can transform your compliance management processes.

Schedule My Demo

Customers Opinions on Our Services and Products

What Our Customers Say

Find out why our customers are happy they chose Agenzee.

Teddy T.

One of the standout features for us is the direct integration with NIPR, which has turned the once-tedious process of handling bulk renewals into a breeze, allowing us to conserve time for driving sales and supporting our clients.

Tasha D.

We've been using Agenzee at PolicyWatch, and it's been a game changer. It's streamlined our license management processes, saving us time and reducing the risk of non-compliance. Agenzee is an essential tool that has significantly improved our operational efficiency and peace of mind.

Zachary G.

Agenzee has helped our agency keep everything organized and in one place. The integration with NIPR is an extremely valuable tool that is hugely helpful when it comes to license expirations and renewals. The ability to request renewals in bulk all within the Agenzee system is a huge time saver!

Kristina B.

Agenzee has had a significant impact on our daily operations by saving us a tremendous amount of time. Instead of dedicating hours to manually maintaining a complex Excel spreadsheet, we now have an efficient system. This has allowed us to focus more on core business activities rather than administrative tasks.

Deborah N.

There is so much Agenzee offers that makes our jobs with licensing and appointments so much easier!

Taylor F.

With Agenzee, being a one-stop shop for licenses, appointments, and now CE's, this has given our producers more independence to monitor their own progress without feeling like they have to look in multiple places.

Jesse H.

We like the clean, modern look of the system, as well as the dashboard, ability to give admins access to only certain areas, onboarding, packages and the resource library.