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Contact

317-232-2389

Mail

AgentLicensing@idoi.in.gov

Address

Indiana Department of Insurance 311 West Washington Street Indianapolis, Indiana 46204-2787 United States

Indiana Licensing and Renewal Guide

last updated 12 Nov 2025

Indiana Licensing and Renewal Guide

What this guide will teach you:

  • How to apply for and renew an Indiana producer license for property/casualty/health/life/financial insurance services.
  • Fees for obtaining and maintaining insurance licenses.
  • How to meet continuing education (CE) requirements and deadlines.
  • How to access resources and contact information to simplify the process.

Rules and Requirements for Indiana Property and Casualty/Health/Life/Financial Insurance Licenses

New applicants must meet Indiana’s eligibility standards, including age, residency, and background requirements.

What is the minimum age to apply for a new license?

Applicants must be at least eighteen (18) years old.

Do I need to provide any specific identification to apply?

Yes, you must have either a SSN (Social Security Number) or a FEIN (Federal Employer Identification Number).

Is proof of residency required?

Yes, you are required to provide proof of residency within the state.

Are there any exams I need to pass to get my license?

Yes, you must complete the pre-licensing education and state-approved licensing exam.

Do I need to complete fingerprinting as part of the application process?

No, fingerprinting is NOT required.

Are there character requirements to qualify for a license?

Yes, you must pass a state and federal criminal history background check.

Tip: Non-citizens must submit work authorization documentation to AgentLicensing@idoi.in.gov

How to Apply for and Renew a Producer License in Indiana

Applying for a New Producer License in Indiana

My License at Access Indiana is the main interface to view licensing information and compliance requirements with the Indiana Department of Insurance.

Applying for a New Producer License in Indiana

My License at Access Indiana is the main interface to view licensing information and compliance requirements with the Indiana Department of Insurance.  

  1. Prepare required documents. Complete the pre-licensing course and obtain the Certificate of Pre-Licensing Education Completion (20 hours Personal Lines Property & Casualty/40 hours Personal & Commercial Property & Casualty. Pass the Property and Casualty licensing exam.
  2. Apply for a new license through the National Insurance Producer Registry, provide supporting documents, and pay the licensing fees.

Renewing a Producer License in Indiana

Indiana licenses require renewal and completion of CE every two years on the last day of your birth month. Renew your license anytime from 90 days before the expiration date.

Renewing a License in Indiana

Indiana licenses require renewal and completion of CE every two years on the last day of your birth month. Renew your license anytime from 90 days before the expiration date.  

  1. Complete continuing education (CE) hours biennially by the end of the licensee’s birth month. 
  2. Submit renewal application and fees. 

Renewal Period: Licenses require renewal every 2 years on the last day of the licensee’s birth month. License renewals are possible up to 90 days before the expiration.

Late Renewals: Indiana has a grace period of 30 days past the license expiration date. From 31 days past the expiration date for up to one year, the licensee can reinstate the license after paying a $160 fee.

Non-Resident Producer Licensing in Indiana

Provide license number or National Producer Number (from the licensed resident state) or Social Security Number (first-time applicants) or FEIN (Federal Employer Identification Number).

Non-Resident Producer Licensing in Indiana

Provide license number or National Producer Number (from the licensed resident state) or Social Security Number (first-time applicants) or FEIN (Federal Employer Identification Number).

Indiana has reciprocity arrangements with most states and issues non-resident licenses in the same line(s) of authority to applicants who are compliant with their resident state’s requirements.

  1. A licensee must hold an active license in good standing in the resident state and be appointed in Indiana.
  2. Apply electronically via the National Insurance Producer Registry.

Note: New Indiana residents can immediately apply for an Indiana resident insurance license without inactivating the previous resident state license. Licensees who have already surrendered the previous resident license can transfer a license to Indiana within 90 days of relocating.

Indiana Business Entity Insurance License Applications

Provide at least one individual Owners, Officers, Partners, or Directors (OPOD) entry listed as an owner or officer.

Indiana Business Entity Insurance License Applications

Provide at least one individual Owners, Officers, Partners, or Directors (OPOD) entry listed as an owner or officer. Include one Designated Responsible Licensed Producer (DRLP) with an active Indiana license and major line of authority. 

  1. Register the business entity with the Indiana Secretary of State.
  2. Submit an electronic application online at the National Insurance Producer Registry.
  3. Pay the state license fee of $40 ($90 for non-residents).

Indiana Producer Licensing Fees

Non-refundable licensing fees apply throughout the licensing process for appointments, exams, and other services as follows.

Fees Price
Resident New License/ Renewal Fee $40
Non-Resident New License/ Renewal Fee* $90
Resident Reinstatement/ Late Renewal Fee $120 + $40 Renewal Fee
Non-Resident Reinstatement/ Late Renewal Fee $360
Indiana License Exam Fee $69

Disclaimer: Fees and requirements may change at any time without prior notice. For the most accurate and up-to-date details, we recommend verifying fees through the Indiana Department of Insurance directly.

Note: Indiana charges retaliatory fees for non-resident licenses, which vary depending on the licensee’s resident state. See the retaliatory fee guide in the sources below.

Continuing Education (CE)

Search the CE requirements to find specific courses according to license type and line of authority in Indiana.

  • 24 hours for life, accident and health, property, casualty, or personal lines
  • 3 hours ethics

Tip: More information about Indiana CE requirements is available at the Indiana Insurance Department website.

Deadline: Complete CE by the end of the birth month following the second license anniversary and biennially thereafter. CE must be completed before submitting a renewal application.

FAQs

Licenses require renewal and completion of CE every two years on the last day of your birth month. Renew your license anytime from 90 days before the expiration date.

If a licensee fails to renew before the expiration date, there is a 30-day grace period to renew after the license expiration date. Reinstatement is possible for up to one year after paying a $160 fee. After one year, the licensee must apply as a new applicant and retake the exams.

Use the VerifyMyCE page to verify your CE credits.

You can check your application status on the NIPR website.

Disclaimer: This post is for informational purposes only and does not constitute legal or compliance advice. Agenzee does not warrant the accuracy of and assumes no liability for reliance. Please consult regulators or professional advisors as needed. See our full disclaimer for details.

Disclaimer

The information shared in this Resource Center is provided for general educational purposes only. It is not intended as legal, compliance, financial, or other professional advice, and should not be relied upon as such. Laws and regulatory requirements change frequently, and applications may vary depending on your circumstances, so you should verify requirements directly with applicable regulators and seek advice from qualified professionals as needed before choosing to rely solely on information shared in this blog. Agenzee makes no representations or warranties regarding the accuracy, completeness, or timeliness of the information, and assumes no liability for any loss or damages arising from its use. Agenzee is an independent provider of certain services and is not affiliated with or endorsed by the National Insurance Producer Registry (NIPR) or any state regulatory authority.

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Teddy T.

One of the standout features for us is the direct integration with NIPR, which has turned the once-tedious process of handling bulk renewals into a breeze, allowing us to conserve time for driving sales and supporting our clients.

Tasha D.

We've been using Agenzee at PolicyWatch, and it's been a game changer. It's streamlined our license management processes, saving us time and reducing the risk of non-compliance. Agenzee is an essential tool that has significantly improved our operational efficiency and peace of mind.

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Agenzee has helped our agency keep everything organized and in one place. The integration with NIPR is an extremely valuable tool that is hugely helpful when it comes to license expirations and renewals. The ability to request renewals in bulk all within the Agenzee system is a huge time saver!

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Taylor F.

With Agenzee, being a one-stop shop for licenses, appointments, and now CE's, this has given our producers more independence to monitor their own progress without feeling like they have to look in multiple places.

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