Washington Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.

Appointments and Terminations in Washington


Yes, reporting is mandatory.


Must be within 15 days of either contract execution or first business submission, with the deadline being the earlier of the two.

Available through the NIPR (National Insurance Producer Registry).

$20 for both resident and nonresident entities.

Yes, agency appointments cover all affiliated producers.



Include voluntary termination, cancelled for cause, and other standard reasons.

Must be specified by the carrier and must not be in the future nor more than 15 days old.


Licensing in Washington

$60 for resident and nonresident insurance producers. $205 for resident and nonresident surplus lines brokers.

$55 for resident and nonresident insurance producers. $200 for surplus lines brokers.

Begins 90 days before the license expiration.

Biennially on the last day of the birth month, determined by the year of first state license issuance.

Allowed up to 60 days post-expiration with associated late fees; reinstatement is possible up to one year after expiration.

Agency Licensing in Washington

Yes, all agencies must be licensed.

Must be initiated 90 days prior to the license expiration, processed through the Washington state portal.

Commences 60 days after expiration and extends up to one year with additional fees.

Independent and Emergency Adjuster Licensing in Washington

Mandatory for independent adjusters.

Includes categories such as property and casualty, crop, workers' compensation, and more.

$55 for individual licensing, with variable renewal and late fees.

Adjusters must renew biennially on the last day of their birth month.

In case of declared emergencies, special temporary licenses are issued.

Continuing Education Requirements for Washington Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete a total of 24 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

License renewal must be completed by the last day of the licensee's birth month.

The license renewal year is based on the year of first license issuance.

Continuing education credits are due prior to license expiration.

The state sends a CE reminder 60 days prior to the expiration date.

Licensees who are at least 65 years old, retired from actively selling insurance products, and don’t represent any insurer or insurance agency won’t need to maintain CE requirements. Additionally, those with good cause may request a waiver and apply for a CE exemption. Similarly, those holding a limited license for credit life and disability, credit casualty, travel, vehicle, or surety are exempt from CE.

A license may be reinstated within 12 months of the date the license was canceled or expired, as long as the licensee gets current on their CE and pays a reinstatement fee.

Licensees must complete 3 hours of ethics and consumer protection training.

Licensees must complete 3 hours of NFIP course.

Initial Washington-specific certification entails an 8-hour training course, with an additional 4 hours of LTC-specific training required every two years.

Licensees must complete a one-time, 4-hour course.

Frequently Asked Questions on Washington Insurance Licensing

24 credit hours every two years, including specific mandates for ethics, consumer protection, and specialized areas such as flood insurance and long-term care.

Any changes to legal names, addresses, or email addresses must be reported within 30 days via NIPR.

Failing to report changes timely can lead to penalties, reinforcing the importance of maintaining current information with the Commissioner's office.



Mike Kreidler


(360) 725-7144

Washington Office of the Insurance Commissioner, State Office Building, Olympia, WA