South Dakota Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.

Appointments and Terminations in South Dakota


Yes, reporting is mandatory.

Permitted. Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier.

$10 for appointing a resident agency or individual, $20 for nonresident agencies or individuals.



Voluntary termination, death, appointed in error, cancelled, cancelled for cause.

Must not precede effective date of appointee license, appointer license, or effective date of appointment. Must be less than 30 days old.


Licensing in South Dakota

Initial Licensing Fees





License Renewal Fees



Specific fees and late fees are detailed, ranging up to $2000 for specific bondsmen.

Licensing Periods and Late Renewal

90 days before expiration.

Last day of birth month every 2 years based on the year of first state license issuance.

Allowed up to a year after expiration for both resident and nonresident licenses.

Agency Licensing in South Dakota

Yes, if receiving commissions under a Federal Tax Identification number different from the proprietor’s Social Security Number.

Agencies must renew 90 days prior to the license expiration date until the expiration date.

Begins four days after expiration and ends one year after expiration date.

Independent and Emergency Adjuster Licensing in South Dakota

Not required for general adjusters; only for public adjusters.

Detailed based on the type and status of the adjuster.

Special provisions apply during states of emergency.

Continuing Education Requirements for South Dakota Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete 10 hours per line of authority (LOA) every two years.

The renewal period is biennial, occurring every two years.

License renewal must be completed by the last day of the licensee's birth month.

The license renewal year is based on the year of first license issuance.

Continuing education credits are due prior to license expiration. Depending on when you first obtain your license, your first licensing period may range from 24 to 35 months.

The state sends a CE reminder 90 days prior to the expiration date.

Licensees who hold a limited license to sell only credit life and credit health insurance. - Licensees outside of the U.S. and territories. - Licensees who are resident attorneys licensed to practice law in South Dakota. - Licensees who are transportation ticket producers or common carriers who hold a limited license to sell travel accident and baggage insurance. - Licensees who are employees of trade associations and who hold a limited license to sell only surety bonds to association members. - Licensees licensed to sell only bail bonds. Exempt individuals may have to notify the department in writing of relevant exemption.

Producers may reinstate their license within a year of expiration. In order to reinstate the license, the producer must have completed the continuing education credits (CECs) required for the two-year licensing period prior to their license cancellation. These CE's must be completed before the producer may be reinstated. A producer will need to pay $40 in order to reinstate the license.

Licensees must complete 3 hours of NFIP course.

Initial certification entails an 8-hour training course, with an additional 4 hours of LTC-specific training required by July 1 of every other even-numbered year.

Licensees must complete a one-time, 4-hour course focused on annuities.

Frequently Asked Questions on South Dakota Insurance Licensing

Detailed requirements for continuing education including specifics for various license types and special provisions for certain designations.

Appointments must be reported within 15 days and can be managed through NIPR. Terminations have no fee and must adhere to state rules about effective dates.


South Dakota

Larry D. Deiter

(605) 773-3513

South Dakota Division of Insurance