Rhode Island Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.


Rhode Island operates under a registry system; no initial reporting of appointments is required.


There is no initial deadline; however, the carrier must report annually on March 1st for all producers who received $100 or more in commissions during the previous calendar year.

Appointments are not processed through NIPR.

There are no initial fees, but a $30 fee is due for each appointed producer who was paid $100 or more in commission in the prior calendar year, payable upon audit.


Rhode Island manages terminations through its registry system.

Can include voluntary termination or cancellation for cause.

There are no fees associated with processing terminations.

Licensing in Rhode Island

Initial Licensing Fees:





Renewal Fees:





Starts 90 days before the expiration of the license.

Renewals are biennial, occurring on the last day of the license holder’s birth month, as per the year of their first state license issuance.

Late renewal is permitted for 30 days after expiration with additional fees. Reinstatement is possible up to one year after expiration.

Continuing Education Requirements for Rhode Island Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete a total of 24 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

Yes, continuing education credits are due before the license renewal date.

License renewal must be completed by the last day of the licensee's birth month.

The license renewal year is based on the year of first license issuance.

Continuing education credits are due prior to license expiration.

The state sends a CE reminder 90 days prior to the expiration date.

Resident producers over the age of 60 who have held a license for at least 20 consecutive years are exempt. Resident producers over the age of 55 who have held a license for at least 25 consecutive years are exempt. A Resident Adjuster may bypass the written examination if they pass a proctored exam and fulfill any other requirements for the Department of Business Regulation.

The reinstatement period for a producer license is 30 days after the expiration date of the license up to one year after the expiration date, plus fees and a requirement to get current on CE.

Yes, CE instructors receive credit for teaching courses.

Licensees must complete 3 hours of ethics training.

Licensees must complete 3 hours of NFIP course.

Initial certification entails an 8-hour training course, followed by 4 hours of long-term care (LTC)-specific training every two years.

Licensees must complete a one-time, 4-hour course focused on annuities.

Additional Information

Rhode Island requires all licensed producers to carry errors and omissions insurance.

No pre-licensing courses are required in Rhode Island, but prospective licensees must pass a state-administered exam before applying for a license.

Frequently Asked Questions on Rhode Island Insurance Licensing

Applicants should use the NIPR Gateway to submit their licensing application.

Licensees must notify the Rhode Island Department of Business Regulation within 30 days of any change. Failure to comply may result in penalties.

The $30 fee applies only to producers who earned $100 or more in commissions; there is no reporting requirement for those who earned less.


Rhode Island

Beth Dwyer

(401) 462-9520

Rhode Island Division of Business Regulation Insurance Division