New Jersey Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.

Appointments and Terminations in New Jersey



Appointments can be backdated up to 60 days

JIT appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted


$25 electronic/$35 paper

$25 electronic/$35 paper





Must not precede the effective date of the appointee or the appointer's license. Can be backdated up to 60 days.


Via NIPR Portal

April 1, 2024, until June 5, 2024

$25 per company appointment


Various, including voluntary termination and inadequate production


Must not precede the effective date of the appointee or the appointer's license. Can be backdated up to 60 days.

$25 electronic, $35 paper

Licensing in New Jersey

Varies by type of insurance, $170 for major lines, $95 for limited lines

$150 for major lines, $75 for limited lines

90 days before expiration

Last day of birth month every 2 years

Last day of birth month every 2 years

Only for individual's residential address


Residence, Business, and Mailing

Agency Licensing in New Jersey




90 days prior to expiration date until expiration date. Renewal grace period ends 30 days after license expiration. Late renewal period ends 1 year past expiration date.

Yes, if selling insurance

Independent and Emergency Adjuster Licensing in New Jersey

Only Public Adjusters




Biennially, on the last day of the individual's birth month

Continuing Education Requirements for New Jersey Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete a total of 24 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

Yes, continuing education credits must be fulfilled prior to the license renewal date.

License renewal must be completed by the last day of the licensee's birth month.

The license renewal year is based on the year of the licensee's first license issuance.

Continuing education must be completed prior to license expiration. The first license period varies from 18 to 29 months based on the licensure date and birthday.

The state sends a CE reminder 30 days prior to the expiration date.

Licensees with professional insurance designations can apply for an Alternative Credit exemption form from the state.

Renewals submitted more than 30 days but less than a year after the scheduled expiration date will be considered late, accompanied by late fees. Renewing the license over one year after expiration requires starting the licensing process anew.

Yes, CE instructors receive double the CE hours of the students taking the course.

3 hours of ethics training are required.

3 hours of CE training must focus on the National Flood Insurance Program (NFIP), required as a one-time course.

Initial certification necessitates an 8-hour training course, followed by 4 hours of LTC-specific training every two years.

Licensees must complete a one-time, 4-hour annuities course.

Frequently Asked Questions on New Jersey Insurance Licensing

Renew your license via the NIPR portal, starting 90 days before it expires.

You'll need to meet the pre-licensing education requirements unless exempt, submit fingerprints, and complete the application process through the NIPR Gateway.

You have up to one year to renew your license with late fees. After one year, you'll need to reapply and potentially meet all initial licensing requirements again.


New Jersey

Marlene Caride

New Jersey Department of Banking and Insurance