Massachusetts Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.

Appointments and Terminations in Massachusetts

Yes

Yes

Within 15 days of contract execution or first business submission

Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier.

Yes

$75

$75

Yes

Yes

Yes

email through OPRA system

July 21, 2024, until Aug. 31, 2024

$75 per member or entity

Yes

Yes

No fee

Licensing in Massachusetts

  • Initial individual new license fee:

Resident New License Insurance Producer: $225 (Producer applicants applying for casualty, property, and/or personal lines LOAs are charged an additional $75 lead paint surcharge fee.)

Resident New License Surplus Lines Broker: $150

Non Resident New License Insurance Producer: $225 (Producer applicants applying for casualty, property, and/or personal lines LOAs are charged an additional $75 lead paint surcharge fee.)

Non Resident New License Surplus Lines Broker: $150

  • License renewal fee:

Resident Renewal Insurance Producer: $225

Resident Renewal Insurance Producer: $150

Non Resident Renewal Insurance Producer: $225

Non Resident Renewal Insurance Producer: $150

90 days before expiration

Birth date every 3 years based on year of first state license issue

Late renewal allowed up to one year after expiration

90 days before expiration

Late renewal allowed up to one year after expiration

No

No

Residence, Business, and Mailing

Agency Licensing in Massachusetts

No

Yes

Yes

90 days prior to expiration until expiration date. No late renewal period.

Yes, if selling insurance

Yes

Main license meets requirements if the branch agency has at least one affiliated agent.

Independent and Emergency Adjuster Licensing in Massachusetts

Only Public Adjusters

No

N/A

None

90 days prior to expiration until expiration date.

In the event of an emergency, adjusters from other states may adjust claims if they hold an active licence or are employed by a non-public adjusting entity, or an insurer licensed in Massachusetts.

Continuing Education Requirements for Massachusetts Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete a total of 45 hours of continuing education every three years.

Renewal occurs triennially, every three years.

Continuing education is due before the license renewal date. The initial insurance term may be shorter than three years following the date the license was initially issued.

The license renewal date aligns with the licensee's birth date.

The license renewal year is based on the year of first license issuance.

A CE reminder is sent 60 days prior to the expiration date.

Newly licensed producers must complete 60 hours of CE in their first renewal period, which may be fewer than three years from their date of licensure.

Licensees may reinstate their license within 12 months of the missed renewal deadline for a late fee. If past the 12-month reinstatement period, reapplication as a new licensee, including retaking qualifying examinations, is necessary.

Instructors receive credit once per course per triennium.

Three hours of Massachusetts-approved ethics training are required.

Three hours of NFIP course are mandated.

Initial certification requires an 8-hour course, followed by 4 hours of LTC-specific training every two years. LTC requirements are not on a three-year cycle.

Licensees must complete a one-time, 4-hour course.

Frequently Asked Questions on Massachusetts Insurance Licensing

Begin by completing any necessary pre-licensing education, passing the relevant exams, and submitting your application through the NIPR Gateway.

Massachusetts offers licenses for Insurance Producers, Surplus Lines Brokers, Adjusters, and various limited lines like Motor Club Representatives.

Yes, Massachusetts mandates 45 hours of Continuing Education every three years, including specific hours for ethics and specialized areas such as flood insurance and long-term care.

Texas-Flag

Massachusetts

Gary D. Anderson

(617) 521-779

Commonwealth of Massachusetts Division of Insurance