Maryland Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.

Appointments and Terminations in Maryland

No, Registry

For motor club, prior to the solicitation of business

Property/Casualty authorizations must be added to carrier's internal list within 30 days of the effective date and before the producer begins selling. Life/Health authorizations must be added to the list within 30 days of the date the first piece of business is accepted by the carrier. Motor club appointments must be proactively reported to the state and must be in place for both agency and individual motor club producers prior to the solicitation of insurance business on the carrier's behalf.

Yes

$2 (motor club only)

$2

Yes

No

Yes

Required and is the date supplied on transaction. Must be less than 15 days old.

Yes

Via NIPR Portal

June 1, 2022 until August 31, 2022

Appointment renewal fee:

$2 per appointment

Yes

Registry State - Cancelled; cancelled for cause

Yes

Required and is the date supplied on transaction. Must be less than 15 days old

Licensing in Maryland

Initial individual new license fee:

$54

$100 If date of application is less than a year from insurance producer license expiration, $200 If date of application is greater than a year from insurance producer license expiration

$54

$100 If date of application is less than a year from insurance producer license expiration, $200 If date of application is greater than a year from insurance producer license expiration

License renewal fee:

$69

$200

$69

$200

90 days before expiration

Last day of birth month every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

90 days before expiration

Last day of birth month every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

No

No

Residence, Business, and Mailing

Agency Licensing in Maryland

No

Yes

No

90 days prior to expiration until the expiration date. Late renewal period ends 60 days after expiration date.

No

Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes: No

Branch office must be licensed

Independent and Emergency Adjuster Licensing in Maryland

Only Public Adjusters

No

N/A

None

Biennially, on June 30th of every other year. Renewal period starts 90 days before this date.

No LOA required

1 year

The license cannot exceed 12 months

Adjuster is required to hold an individual license and create a contract.

Continuing Education Requirements for Maryland Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete a total of 24 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

Continuing education is due 15 days prior to license expiration.

The license renewal date falls on the last day of the licensee's birth month.

Renewal year is based on the year of first license issuance.

A CE reminder is sent 90 days prior to the expiration date.

Producers with licenses active for 25 years or more as of Oct. 1, 2008, require only 8 hours of CE per renewal period. Licensees who were 70 as of April 30, 2013, are exempt from CE entirely. Most limited lines agents are exempt from CE. Maryland attorneys holding only title line insurance licenses and current on legal CE are exempt from insurance CE.

Licensees may reinstate their license within one year of expiration by completing their CE, submitting the state’s late fee, and the standard renewal fee. After one year, reapplication as a new applicant is necessary.

Instructors receive credit equivalent to 1.5 times attendee credits.

Three hours of CE must be dedicated to ethics and consumer protection.

Two hours designated for flood training as part of the Property & Casualty license.

LTCI Partnership: Initial certification requires an 8-hour course, followed by 4 hours of LTC-specific training every two years. General LTCI: Two hours in a course designated for LTC as part of the Life & Health hours.

Licensees must complete a one-time, 4-hour course.

Frequently Asked Questions on Maryland Insurance Licensing

Begin by completing any necessary pre-licensing education, passing the relevant exams, and submitting your application through the NIPR Gateway.

Maryland offers licenses for Insurance Producers, Surplus Lines Brokers, Adjusters, and various limited lines like Motor Club Representatives.

Yes, Maryland mandates 24 hours of Continuing Education every two years, including specific hours for ethics and specialized areas such as flood insurance and long-term care.

Texas-Flag

Maryland

Kathleen Birrane

(888) 204-6198

Maryland Insurance Administration