Idaho Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.

Appointments & Terminations in Idaho



Within 15 days of contract execution or first business submission




Yes, annually through Idaho portal with no fees


Cancelled; cancelled for cause


Must not be in the future and be less than 15 days old

Licensing in Idaho

$80 for all license types, both residents and nonresidents

$60 for all license types

Open 90 days before expiration, must complete by last day of the licensee's birth month every two years

Residential, business, and mailing addresses required (P.O. Boxes not permissible)

Agency Licensing in Idaho

Opens 90 days prior and lasts until the expiration date

Additional period extends up to one year after expiration

Agencies must formally affiliate all active producers and notify changes to the department

Independent and Emergency Adjuster Licensing in Idaho

$80 initial fee, $60 renewal fee

Coincide with the adjuster's birth date

Mandatory fingerprint background check

Continuing Education Requirements for Idaho Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete a total of 24 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

Continuing education must be completed prior to the license expiration.

The license renewal date falls on the last day of the licensee's birth month.

Renewal year is based on the year of the first license issuance.

The state sends a CE reminder 90 days prior to the expiration date.

Producers licensed only for limited lines or surplus lines, including specific lines such as credit or GAP insurance, travel, surety, pet, or portable electronics. Agency and non-resident adjusters are exempt from CE. Other licensees seeking an exemption can be listed on inactive status for reasons such as active military service.

Licensees have 30 days past the renewal date to submit renewal with an additional $100 fine. Between 30 and 60 days past renewal, the fee increases to $200, and between 60 and 90 days, the fee becomes $300. If 90 days past the renewal deadline, licensees must get current on CE and retest for lines of authority. At the one-year mark (365 days), reapplication for a completely new license is required.

Three hours of CE must be dedicated to ethics or consumer protections.

Initial certification requires an 8-hour training course, followed by 4 hours of LTC-specific training each renewal cycle.

Licensees must complete a one-time, 4-hour course.

Frequently Asked Questions on Idaho Insurance Licensing

The journey towards securing an insurance license in Idaho begins with fulfilling any necessary pre-licensing education for your specific license type. Subsequently, you will need to pass the prescribed licensing examination, submit your fingerprints for a thorough background check, and officially apply for the license through the Idaho Department of Insurance.

Idaho offers a variety of insurance licenses including Producer, Adjuster, and Agency licenses. Each type covers different areas of insurance and has specific requirements.

Pre-licensing education requirements vary by license type in Idaho. It is important to check with the Department of Insurance for the specific requirements for your desired license category.

In Idaho, insurance licenses typically have a renewal cycle of two years. License holders are responsible for ensuring that their renewals are completed on time.

Yes, Idaho mandates that most insurance professionals complete a prescribed number of Continuing Education (CE) hours as part of the license renewal process. The specific amount of required CE depends on the type of license held.



Dean Cameron

(208) 334-4339

Department of Insurance