California Insurance Licensing

The information provided by Agenzee is intended to be accurate and current regarding licensing and appointment requirements across states. While we make every effort to ensure precision through research and expertise, we recommend that readers independently verify details by contacting their state’s insurance department for precise regulations. Remaining informed is essential, and we are here to assist you on your path.

Appointments and Terminations in California



Within 14 days of first business submission (L/H), Within 15 days of appointment effective date (P/C)



No, perpetual

Licensing in California

Initial Individual New License Fee:

$188 (various LOAs)

License renewal fee:


90 days before expiration


Agency Licensing in California


90 days prior to expiration until license expiration date.


Independent and Emergency Adjuster Licensing in California


Independent Adjuster Fees:

$311 per qualified manager.

Include a 1-year duration, no exam required

Continuing Education Requirements for California Insurance Licensees

Here at Agenzee, we strive to provide accurate and up-to-date information on CE requirements for various states. While we take pride in our thorough research and expertise, we encourage our readers to conduct their own due diligence by consulting their state’s department of insurance for specific requirements. Remember, staying informed is key, and we’re here to support you on your journey to compliance!

Licensees must complete a total of 24 hours of continuing education every two years.

The renewal period is biennial, occurring every two years.

Yes, continuing education credits are due before the license renewal date.

License renewal must be completed by the last day of the licensee's license anniversary month.

The license renewal year is based on the year of first license issuance.

Continuing education credits are due prior to license expiration.

The state sends a CE reminder 90 days prior to the expiration date.

Licensees have one year to apply for reinstatement under their original license (as well as paying a 50% late fee). Until reinstatement, they can't transact any insurance business. This doesn't apply to bail agents, who have to reapply as a new applicant if their license is not renewed prior to expiration.

Yes, CE instructors receive credit for teaching courses.

Licensees must complete 3 hours of ethics training.

Initial certification entails an 8-hour training course, with 4 hours of LTC-specific training each renewal cycle thereafter. The training must be specific to California laws, as no state equivalents are accepted.

Initial certification entails an 8-hour training course, with 4 hours of annuity-specific training each renewal cycle thereafter. The training must be specific to California laws, as no other state-equivalents are accepted.

Frequently Asked Questions on California Insurance Licensing

Begin by completing any necessary pre-licensing education, passing the relevant exams, and submitting your application through the NIPR Gateway.

California offers licenses for Insurance Producers, Surplus Lines Brokers, Adjusters, and various limited lines like Credit and Travel.

Yes, California mandates 24 hours of Continuing Education every two years, including specific hours for ethics and specialized areas such as flood insurance and long-term care.



Ricardo Lara

(800) 967-9331

California Department of Insurance Producer Licensing Bureau